Live data from Hacker News

People using Venmo to spy on cheating spouses

marketwatch.com

81–90 of 209 posts

Re: People using Venmo to spy on cheating spouses

#81

This feature is completely nuts. Completely . I can't believe people want any of their payment activity showing up in a public feed. Just, no.

Not defending this, but I think the default setting is "Friends". So it's semi-public. But people are generically paying friends back for meals. You can understand why a lot of people wouldn't think of this as a big deal.

Re: People using Venmo to spy on cheating spouses

#82
post #45
post #17

Come from a country where people don't use Venmo, and was astounded to read: > Some users seem to forget that their transactions are public by default Well that's (expletive). Secure defaults anyone?

Sane defaults, rather. It is annoying how stuff on Facebook is by default shared with "Public", how applications install malware/adware by default, any advertising-related opt-out. Only positive thing I can say is "they're not the only ones". But that doesn't make it right (Whataboutism). Sad truth is, the software developers or the companies hiring them get away with such immoral choices.

>It is annoying how stuff on Facebook is by default shared with "Public",

It does? Mine currently defaults to "friends", and I'm pretty sure the default is just "whatever your last choice was" -- if I set my last one to public, then next time the default value is public.

Re: People using Venmo to spy on cheating spouses

#83

When I first created a Venmo account, I was shocked to see users' payments flowing through my feed and immediately found a way to make my payments private. But I could never find a way to effectively unlink the social media account (FB) that I had used to find my first friend/payee. I think I unlinked the account, but I still see payments from all the people that Venmo made me follow as a result of linking the now-un…

I had no idea you could make your payments “private” by default. Indeed you can, and you can mark all past payments as private by going (on iOS) to:

  Settings -> Privacy -> Private
and

  Settings -> Privacy -> Past Transactions -> Change All to Private
I always had feared I’d forget to set my transactions as private.

Re: People using Venmo to spy on cheating spouses

#84

Earlier quoted context omitted.

This!! Why why why do people even like Venmo? It is such a bad product and the basic premise of social payments is just totally nuts.

I’ll tell you one reason why, and maybe your curiosity will lead you down further rabbit holes. I use Venmo exclusively for sending money to girls from Tinder. If you look at my stream, you’ll see transactions sending money to tons of babes, often with suggestive comments. Other girls sometimes see this, and decide they too want in on the action. Pretty great what giving out some dollars on the internet can do for yo…

Do you mean sending money to prostitutes? I try to avoid those on Tinder.

Re: People using Venmo to spy on cheating spouses

#85

Earlier quoted context omitted.

I’ll tell you one reason why, and maybe your curiosity will lead you down further rabbit holes. I use Venmo exclusively for sending money to girls from Tinder. If you look at my stream, you’ll see transactions sending money to tons of babes, often with suggestive comments. Other girls sometimes see this, and decide they too want in on the action. Pretty great what giving out some dollars on the internet can do for yo…

Do you mean sending money to prostitutes? I try to avoid those on Tinder.

No, I mean sending money to women.

Re: People using Venmo to spy on cheating spouses

#86
post #30

Earlier quoted context omitted.

It is so ridiculous that the comment for a payment would be used against someone. Writing jokes in the 'for' line on a check is a time honored tradition when paying your friends money. I don't want to live in a world where I am not allowed to make jokes because it might get me a visit from the FBI.

I used to write vulgar stuff in the memo line like “hookers” or “blow”. Stupid college shit. One day my bank called me and said if I did it again they’d cancel my account. I asked the rep her name and promised to stop... I wrote “fuck you sarah” for two years until I changed banks.

Wow, you really showed her.

Re: People using Venmo to spy on cheating spouses

#87
post #2

It boggles my mind that anyone would want to stream their payment history publicly.

Hmm, I think most people use it to pay friends back for brunch or drinks. It's not like you're streaming all your credit card purchases. It's kinda like checking in on Foursquare with friends... it's a public way to expose your social graph a bit. It may not be for you, but people love social media. To put it a different way: it's so successful because, despite there being lots of ways to pay back friends, none of th…

>it's so successful because, despite there being lots of ways to pay back friends

It was far and away the simplest and easiest way to quickly transfer money electronically, at least around ~6 years ago. The "big players" that have payment apps either weren't launched or were just getting started, and PayPal just had/has this bizarre level of BS required for a process that should just take like 2 or 3 simple steps.

Nowadays I have friends that occasionally put amusing messages and stuff in their payments, but I don't really get the feeling that people are actually showing off much. Most of the payments I see are between SOs or roommates splitting utilities+rent and such. There are probably plenty of people who do enjoy this part of the app, but Venmo just seems like a great product regardless, so I don't know how key it actually is.

Re: People using Venmo to spy on cheating spouses

#88

When I first created a Venmo account, I was shocked to see users' payments flowing through my feed and immediately found a way to make my payments private. But I could never find a way to effectively unlink the social media account (FB) that I had used to find my first friend/payee. I think I unlinked the account, but I still see payments from all the people that Venmo made me follow as a result of linking the now-un…

I was also shocked, and immediately set it to private. I registered using an email address (as I do for practically every online service I use) so I don't have to deal with the Facebook dimension.

However, for the handful of people I regularly send money to, I can see all of their transactions on the home screen, including business fees (which reveals the freelance rates they charge), family loans, etc. I take it they have not limited their transactions to "private".

Regardless, I am amazed that Venmo/PayPal thought sharing payment activity would be a good idea.

Re: People using Venmo to spy on cheating spouses

#89

It takes a few clicks to make everything private. Either way, I deleted my account last week because Venmo is killing their website and forcing Android/iOS only. I'm not even sure why Venmo caught on, it is the worst option out of all the possible payment systems (fb, Google pay, sq cash...) since they don't deposit cash received into your bank account and rather hold it interest free.

I was one of the early adopters of Venmo. Here's my take on it: * Venmo launched the first out of all the systems you mentioned * Venmo was one of the few (maybe only) system that allows you to pay users who are not on their system. Say you need to pay Joe and you were a Venmo user but Joe wasn't. You could still "pay" them on venmo and they would get a text back saying if they signed up they would get the payment. N…

PayPal was doing most of this years ago - and keeping your transactions private...

Re: People using Venmo to spy on cheating spouses

#90

Earlier quoted context omitted.

It is so ridiculous that the comment for a payment would be used against someone. Writing jokes in the 'for' line on a check is a time honored tradition when paying your friends money. I don't want to live in a world where I am not allowed to make jokes because it might get me a visit from the FBI.

Why is it important to put jokes there? I view a check as a pseudo-legal document. Do you slip jokes into the contracts you sign?

I draw smiley faces on the signature line at stores and restaurants pretty often.
Post reply on HN