Earlier quoted context omitted.
There is a literal ton of research that indicates in acute situations, CBT is a very efficient way to gain coping mechanisms. It may take some time (or other methods) to solve underlying issues, but CBT can act as a temporary crutch. CBT is also interesting because this individual is experiencing some financial problems. One of the dirty little secrets of being near financial ruin is that you end up relying upon free…
I'm not a professional; I would strongly caution against offering or following non-professional advice in a situation like this one. IME, even professionals - experts in their field - will not offer advice based on such limited information. If for some reason I can't imagine I offered such advice, I would do so in as judiciously, measured, and precise a way as possible. Hyperbole is, IMHO, not an indicator carefully…
That said, I 100% agree. I want to get my mental health advice from mental health professionals who fully understand my situation, not random people on the internet who have a paragraph on my situation.