Ready-made Stripe Checkout for freelancers • Hacker News Board

Re: Ready-made Stripe Checkout for freelancers

#51

Post by sudhirj » Tue, May 08, 2018, 5:29 PM UTC

DavideP86 wrote: post #42

dbielik wrote: post #7

Stripe recently launched this feature themselves! https://stripe.com/us/billing You can set up subscriptions/invoices and send a stripe-hosted link (pay.stripe.com) for the customer to enter their billing. And you don't need to do _any_ coding. So, I'm not sure what the benefit of this is over using Stripe directly. Am I missing something?

This is a good question. I will try to align the main differences (in my opinion): 1. Stripe invoice is part of the recurring billing process and isn’t intended for one-time charges. 2. Like other services, Stripe provides a payable invoice, instead, Wirize is a pre-integrated payment checkout. 3. Stripe invoice is available in the US only at the moment, instead, Wirize supports 20+ countries. Please let me know if y…

If you're doing this is implies you're pulling money into your Stripe account and paying out to your customer's bank accounts? Unfortunately this makes you merchant of record, so if I'm not happy with a charge made to one of the merchants on your platform I'll raise a chargeback against you. Good luck getting the money back from the merchants :-/

Re: Ready-made Stripe Checkout for freelancers

#52

Post by DavideP86 » Tue, May 08, 2018, 5:29 PM UTC

caiob wrote: post #4

I don't like being negative, and I applaud Stripe's initiative here, but this will never fly in Canada. We have Interac e-mail transfer up here which is easier and better at just about everything.

Hi caiob, Thanks for your comment. We are aware that Wirize can't compete against a domestic solution like Interac, but in several cases, freelancing is also about international payments. Is Interac convenient for no-domestic payments?

Re: Ready-made Stripe Checkout for freelancers

#53

Post by DavideP86 » Tue, May 08, 2018, 5:37 PM UTC

sudhirj wrote: post #51

DavideP86 wrote: post #42

Earlier quoted context omitted.

This is a good question. I will try to align the main differences (in my opinion): 1. Stripe invoice is part of the recurring billing process and isn’t intended for one-time charges. 2. Like other services, Stripe provides a payable invoice, instead, Wirize is a pre-integrated payment checkout. 3. Stripe invoice is available in the US only at the moment, instead, Wirize supports 20+ countries. Please let me know if y…

If you're doing this is implies you're pulling money into your Stripe account and paying out to your customer's bank accounts? Unfortunately this makes you merchant of record, so if I'm not happy with a charge made to one of the merchants on your platform I'll raise a chargeback against you. Good luck getting the money back from the merchants :-/

Your assumption is totally incorrect sudhirj. Wirize uses direct charges trough Stripe Connect, so we never touch/hold customers money. If you want, check it out: https://goo.gl/vpvBEQ

Re: Ready-made Stripe Checkout for freelancers

#54

Post by brandoncordell » Tue, May 08, 2018, 5:41 PM UTC

Is there supposed to be an animation on the example checkout in your header? If so it's extremely choppy for (new MBPr, i7, 16gb ram). It looks like it's unintentionally growing in size.

Re: Ready-made Stripe Checkout for freelancers

#55

Post by amelius » Tue, May 08, 2018, 5:54 PM UTC

Why does Stripe get a % of my income?

Why isn't this capped at, say, $10 or at most $50?

No other bank does this (they only take interest).

Re: Ready-made Stripe Checkout for freelancers

#56

Post by acover » Tue, May 08, 2018, 5:58 PM UTC

amelius wrote: post #55

Why does Stripe get a % of my income? Why isn't this capped at, say, $10 or at most $50? No other bank does this (they only take interest).

I think stripe accepts credit cards. Credit cards charge a percentage.

Re: Ready-made Stripe Checkout for freelancers

#57

Post by gregsadetsky » Tue, May 08, 2018, 6:10 PM UTC

I agree that the value of this is not perfectly clear, considering what the Stripe dashboard, and Stripe Billing specifically, offer.

I've been wondering for a while what are good Stripe Checkout backend solutions for static / "server-less" sites?

I've been deploying many micro static sites recently (using surge.sh -- plugging them as they're awesome) and whenever I wanted to add a Stripe Checkout JS integration, I was back at the problem of "what to do with the backend".

I usually end up writing a micro Python service, hosted on Heroku, that accepts a SKU, charges the Stripe token, and returns a (CORS-busting) json success/error payload.

I've seen flatmarket [1] which also exists in a deploy-to-Heroku-in-a-click version [2] but I remember having problems with it, and it doesn't look like it has been recently updated. It almost does what I'd like though: define your products in a JSON file, set your private Stripe key, done.

WooCommerce is definitely great -- for WordPress sites. I don't want to host a WP site. :-)

Any good, simple, hosted/self-hosted backend solutions for Stripe Checkout? It's not a M$ idea/potential, but would this help other people if I pursued this? I don't want to become a middlemen/third-party/Stripe Connect "merchant". I just want to charge the token and return {"success":true}!

Cheers

[1] https://github.com/christophercliff/flatmarket

[2] https://github.com/christophercliff/flatmarket-server-heroku

Re: Ready-made Stripe Checkout for freelancers

#58

Post by giarc » Tue, May 08, 2018, 6:24 PM UTC

amelius wrote: post #55

Why does Stripe get a % of my income? Why isn't this capped at, say, $10 or at most $50? No other bank does this (they only take interest).

If your client pays with a credit card, you either pay the fees yourself or add them to the customers bill. You always pay this, just the % amount changes.

Re: Ready-made Stripe Checkout for freelancers

#59

Post by giarc » Tue, May 08, 2018, 6:27 PM UTC

caiob wrote: post #4

I don't like being negative, and I applaud Stripe's initiative here, but this will never fly in Canada. We have Interac e-mail transfer up here which is easier and better at just about everything.

Except Interac e-transfer is a debit, not a credit. Therefore if someone wants to pay by credit card, Interac option is not available.

Re: Ready-made Stripe Checkout for freelancers

#60

Post by joelrunyon » Tue, May 08, 2018, 6:28 PM UTC

DavideP86 wrote: post #43

joelrunyon wrote: post #24

"free till beta" I hate this stuff. Either make it free or let me pay you for it. What sucks is switching over to it because you think it's saving money, then having them change the fee structure and you have to switch back.

Hi Joelrunyon, Thank you for your comment. Precisely we're still defining our pricing model! In my opinion isn't always correct to ask something if you don't know exactly the value of a product, especially from a customer perspective. Actually, If you use Wirize, you're going to pay just a Stripe fee per transaction, and when there will be a new pricing model, it will be very transparent for the customer.

That's not the problem.

The problem is that you want people to switch and then will change the terms later.

Literally a bait + switch. If you're going to offer it for free, then make some guarantees as to what the free level will contain for the future.