Earlier quoted context omitted.
Um, do you have a driver's license? Nobody said anything about 100% safety in some provable way. But certainly it is very much the driver's responsibility to pick a safe speed. Driver's Ed (at least in most? EU countries) teaches that the posted speed limit is just that, the maximum legally allowed speed. As a driver you -- and nobody else -- are responsible for picking a safe speed depending on the environmental con…
What is that supposed to mean ? What's prudent and what is safe? The reality is that driving at night isn't safe at all and that people often can't avoid collision from an obstacle suddenly appearing at night. Maybe if they drove at 15MPH at all times, it would be possible in 99% of cases, but in practice we don't expect that . Hence, we have collisions. Not because the drivers are always guilty of recklessness, but…
If you don't overdrive your headlamps than objects will not just "suddenly" appear in front of you unless they are doing something genuinely stupid (e.g. jumping in front of the car). In this case the policy or a judge will decide whether you were driving prudent or safe.
We have collisions (during day and night) mainly because people don't pay attention or don't follow some basic rules (visibility, distance to car in front,...). This isn't rocket science. Don't blame fate or "general risk" if you cause a collision.