Earlier quoted context omitted.
Do you feel like WhatsApp is not polished?
If polish is broadly defined as "something that was hitherto still missing in (claimed-to-be) end to end encrypted chat applications", then open source and a decent profit model are definitely features lacking from WhatsApp. Telegram is open source, but one has to consciously turn on encryption and it doesn't work on the web or desktop clients (and the profit model is non-existent). Signal doesn't work without Google…
related commit: https://github.com/signalapp/Signal-Android/commit/166973132...
pretty difficult to find the raw apk though: https://signal.org/android/apk/
about matrix:
you will probably end up having to use the electron riot app for a while, but the community is working hard on native clients, but afaik no client has e2ee in any usable state implemented yet (but a lot of progress is being made).
I think the matrix.org team acts as a non-profit organisation, but most of the core team is also hired by New Vector where, I think the planned profit model is to run matrix instances as a service.
there's some stuff about the funding in the faq: https://matrix.org/docs/guides/faq.html#what-kind-of-company...