Earlier quoted context omitted.
US building standards are pretty good for our wood frame houses these days. These houses can withstand pretty much anything but tornado or earthquake. Proper maintenance of the external facing structures of the house (roof, paint, siding, windows) mean it can last a very long time (100 years). We also insulate houses more or less depending on where they are. New homes are quite energy efficient.
I grew up in Germany and 100 years does not sound like a long time for a house to last. Maybe that’s they main difference: expectation of longevity. Which is surprising because while my hometown Cologne is in fact more than 2000 years old, many of its buildings were destroyed in various wars. I’m not sure where the cultural expectation that houses should last forever originates.
How to build a house alone [video]
191–200 of 292 posts
Re: How to build a house alone [video]
#192Earlier quoted context omitted.
A problem is that you can't get a mortgage to build it yourself. Being cheaper in the end doesn't help you if you don't have the money right now.
This is a good thing. You want any home you may buy to have been built under the supervision of a licensed general contractor.
Re: How to build a house alone [video]
#193Richard Proenneke built a home in the middle of no where Alaska in the 50's, using only hand tools, check out: https://en.wikipedia.org/wiki/Richard_Proenneke Alone in the Wilderness - YouTube https://www.youtube.com/watch?v=iYJKd0rkKss
Re: How to build a house alone [video]
#194Earlier quoted context omitted.
You can get a construction loan in some States and in those States you are allowed to build your own house. Now the bank may have some requirements (show them your plans etc...) on you but you can generally act as your own general contractor. Still I think a reputable builder + home inspector + real estate attorney is the better way to go. At least if the contractor is registered with the State you can usually get ac…
I have not seen a lender that will give an "owner-builder" a construction loan without being a licensed general contractor. There are various common ways to structure a deal with a general contractor - fixed price, "cost-plus", or construction manager (where you convince them to "use" their license and they check your work).
Building your own house is a good way to get end up in divorce. It hasn't happened in my family but they tell me that the stress is too high. You have to get that house built quick because the loan terms only give you a few months before you have to refinance.
Re: How to build a house alone [video]
#195Earlier quoted context omitted.
I'm not from the US :) By "self-build", you mean you actually build it yourself? Doesn't the bank require professionals who can present invoices and such?
Yes they require _someone_ to have a general contractor's license and insurance.
I'm short on free time anyway so it's not that big of a deal but finding a lender that would let you do everything is probably a bit tricky.
Re: How to build a house alone [video]
#196Does anyone know what are the exact materials used? I'm so used to concrete/bricks/blocks around the area where I live, that this makes me wonder whether it will bear against a stronger winter (while I know the video was filmed in the winter) or wind. Can someone share their experiences with this type of a house? Also, are all houses in the states built like this?
Re: How to build a house alone [video]
#197Earlier quoted context omitted.
I'm not from the US :) By "self-build", you mean you actually build it yourself? Doesn't the bank require professionals who can present invoices and such?
Yes they require _someone_ to have a general contractor's license and insurance.
Re: How to build a house alone [video]
#198Re: How to build a house alone [video]
#199Earlier quoted context omitted.
Yes, EN subs is a must have, I'm sure my brother is capable of that. Good luck with learning Portuguese. Just like French, you'll need some perseverance in the beginning. ;)
Thanks! Is there a YT channel or blog etc. where we can follow to be notified if that project becomes real? I already know italian, and I'm slowly starting to learn french, so I guess that will help w/ portuguese. I can already understand bits and pieces when I read, but listening, I have no chance.
Re: How to build a house alone [video]
#200He isn't even wearing a hard hat. That's an OSHA violation. I watch the video about him installing the stairs, and I cringed half the time. The guy is very close to injuring or killing himself.
OSHA is ridiculous, nobody actually does everything it stipulates. It's a CYA set of regulations. Under perfect circumstances, with money and manpower and equipment, and time enough, you could follow all that garbage. But most of the time, you don't have any of that, and shit needs to get done, so you do what you can, as safely as you can, and accept a little risk.
You can't get shit done when you can't remember how to work.