Ok, We'll start :) We're building the world's first bank that is a true fiduciary. Our mission is to enable the 70% of Americans who have less than 5k in savings, and the 76% who can't pass a financial literacy exam achieve financial independence. How? We only offer one product - a smart checking account that acts as a financial advisor + planner. (Think of your finances on autopilot). For every other product or fina…
How do you define "financial independence"?
1) Full Emergency Funds - Ability to cover life's unexpected twists. (40% of Americans owe collectors money for times they were sick).
2) Not swimming backwards - A manageable debt profile that has no high interest debt.
3) Ability to retire at a "reasonable" age - Not all of us will be able to stop working at 67, but all of us should be able to retire and cover all of our retirement expenses before our bodies give out.