Tell HN: Today's the day that YC invites applicants to interviews

Goodluck everybody!

What are you building / what idea did you apply with?

Ok, We'll start :) We're building the world's first bank that is a true fiduciary. Our mission is to enable the 70% of Americans who have less than 5k in savings, and the 76% who can't pass a financial literacy exam achieve financial independence.

How?

We only offer one product - a smart checking account that acts as a financial advisor + planner. (Think of your finances on autopilot).

For every other product or financial service, we refer you to the best in class offerings by other companies.

Need a loan? We'll find a new loan at the cheapest terms possible, or automatically look for refinancing opportunities as your financial condition improves. Need to plan for retirement? We'll find the best retirement service providers that suit your needs.

Check us out on fixbanking.com.

Goodluck everyone!

This is a bit of a tangent, but if you don't get in, don't read into it too much. The rejection could be due to many factors. It could very well be that you were rejected by the stage of your company. You may not have built out enough, or haven't had enough validation yet. I know a solo founder who didn't get in, but went on to raise 20m plus for his company (tuition.io). The fact that he was a solo founder and that he was still developing the product could have been the issue of why he was rejected. He went along to create a company that has 50+ employees. This is all to say you really have to develop the idea and see where your traction is to validate your idea. YC is a great organization to have backing you, but it's not always perfect in selecting great companies. Learn from the rejection, and apply those lessons, but commit to building a company.

This is really great. Good luck!!