Earlier quoted context omitted.
You've replied to multiple posts about these poor people with $500 month car financing. Prove it. And show what they should be doing instead.
https://www.usatoday.com/story/money/personalfinance/2016/06... Instead, buy a used car for $5,000 to $10,000 and use it. Invest the rest. Hell, financing a car for $200 and investing the rest would be much better than financing $500 worth of car per month.
Poor people aren't financing cars for $500 a month. $500 a month is the average monthly cost for a new car loan. Poor people aren't financing cars for that much.