Launch HN: SafetyWing (YC W18) – A Global Safety Net for Digital Nomads • Hacker News Board

Re: Launch HN: SafetyWing (YC W18) – A Global Safety Net for Digital Nomads

#61

Post by spodek » Sat, Mar 10, 2018, 11:56 AM UTC

Off topic, but your research may help answer a question I posed on HN a month ago https://news.ycombinator.com/item?id=16348676:

> The "digital nomads" I know fly more than anyone I know. The discounts they find make them beneficiaries of our not accounting for externalities of the pollution from flying.

> Does anyone know the carbon footprint or pollution levels their lifestyle causes? My intuition may be off, but they would seem high.

Does your research enable you to answer better than others?

Re: Launch HN: SafetyWing (YC W18) – A Global Safety Net for Digital Nomads

#62

Post by keeyah » Sat, Mar 10, 2018, 2:14 PM UTC

Is fertility treatment covered? Do you or any company you know cover IVF or IUI?

Re: Launch HN: SafetyWing (YC W18) – A Global Safety Net for Digital Nomads

#63

Post by swaggyBoatswain » Sat, Mar 10, 2018, 3:33 PM UTC

lima wrote: post #29

I get the metaphor, but these birds look so ugly.

I have the same impression as well.

The problem with their landing page is the characters have way too much detail (& distracting), and it really detracts away the overall message they are conveying

Re: Launch HN: SafetyWing (YC W18) – A Global Safety Net for Digital Nomads

#64

Post by cpursley » Sat, Mar 10, 2018, 5:40 PM UTC

LOLTITTIES wrote: post #6

cpursley wrote: post #3

Interesting, I'll likely sign up for this. Are there any blacklisted countries? I'm an American currently living in Russia and do a good bit of traveling/working.

Great to hear! I'm Sarah (co-founder / CTO) : We're unable to offer coverage in Iran and North Korea. ETA: We definitely cover your situation, unless you head to those countries.

Hi Sarah, what's SafetyWing's support email address? I need to reset my password and don't see a url or instructions for doing so. Thank you.

Re: Launch HN: SafetyWing (YC W18) – A Global Safety Net for Digital Nomads

#65

Post by drx » Sun, Mar 11, 2018, 4:35 AM UTC

SeanJM wrote: post #31

lima wrote: post #29

I get the metaphor, but these birds look so ugly.

Ugly in "style" or ugly in appearance?

For what it's worth, I disagree with lima. I love them.

Congrats on the launch by the way! Much needed product.

Re: Launch HN: SafetyWing (YC W18) – A Global Safety Net for Digital Nomads

#66

Post by BrazeBeefNoodle » Mon, Mar 12, 2018, 10:41 PM UTC

SRasch wrote: post #40

BrazeBeefNoodle wrote: post #32

Earlier quoted context omitted.

You bothered to respond, but didn't give the info I was looking for and said "I'll tell you next week." Hmmm... makes sense that you're in the insurance business.

Sorry my mistake, I actually just didn't catch that you wanted the rates. All the age-brackets rates are: 18-39, $37. 40-49, $60. 50-59, $94. 60-69, $128.

Thanks! It looks like my insurance joke crashed.

Re: Launch HN: SafetyWing (YC W18) – A Global Safety Net for Digital Nomads

#67

Post by aloukissas » Tue, Mar 20, 2018, 8:33 PM UTC

ibeckermayer wrote: post #56

aloukissas wrote: post #55

Sadly, this seems to suffer from the main thing that domestic US health insurance does: if you have pre-existing conditions, you're screwed.

That's just how insurance stays solvent. Imagine if car companies sold you car insurance after you'd gotten in a car crash. It wouldn't really be insurance then, would it? You'd just be paying them to pay your bills, which isn't exactly a sustainable business model.

Not really the case - insurance mainly works when the majority of the people paying the premiums (and rarely using the service) covers the costs of the few that need expensive services. In the car analogy: the law mandates that you carry auto liability insurance, which ends up lowering the costs for everyone. This is what the ACA had at its core.

Re: Launch HN: SafetyWing (YC W18) – A Global Safety Net for Digital Nomads

#68

Post by kenneth » Sat, Mar 24, 2018, 1:18 AM UTC

aloukissas wrote: post #67

ibeckermayer wrote: post #56

Earlier quoted context omitted.

That's just how insurance stays solvent. Imagine if car companies sold you car insurance after you'd gotten in a car crash. It wouldn't really be insurance then, would it? You'd just be paying them to pay your bills, which isn't exactly a sustainable business model.

Not really the case - insurance mainly works when the majority of the people paying the premiums (and rarely using the service) covers the costs of the few that need expensive services. In the car analogy: the law mandates that you carry auto liability insurance, which ends up lowering the costs for everyone. This is what the ACA had at its core.

That only works when it's mandatory for everyone.