We, collectively, seem to accept car accidents because we think we can avoid them with good driving skills. Train accidents leave us helpless, and we can’t cope with that. The whole concept of ”bad things happen to good people for no reason” is extremely hard to bear. Somehow this reminds me of people who believe the right diet will protect them from cancer, the right prenatal care from birth defects, etc.
It's the same mentality that means we have root cause analysis for plane and train crashes but for a car crash, SOP is pretty much to blame 1) whoever died or 2) noone at all, and 3) never the infrastructure.