This is amazing.
I fought Equifax's lawyers in court and won: Part 2
31–40 of 73 posts
Re: I fought Equifax's lawyers in court and won: Part 2
#32It would be nice if the author (or someone) made available a mostly-automated process for filing similar claims by people who aren't lawyers. The same successful arguments should work for any of us.
Isn’t the author’s company doing just that as a service?
Re: I fought Equifax's lawyers in court and won: Part 2
#33For what it is worth to others thinking of doing the same thing, I too took Equifax to small claims court in Santa Barbara.
They sent a lawyer from their legal team to the initial hearing. I presented a lot of the similar arguments that were presented here, but the judge denied my claim based on not being able to prove negligence on the part of Equifax.
Re: I fought Equifax's lawyers in court and won: Part 2
#34For what it is worth to others thinking of doing the same thing, I too took Equifax to small claims court in Santa Barbara. They sent a lawyer from their legal team to the initial hearing. I presented a lot of the similar arguments that were presented here, but the judge denied my claim based on not being able to prove negligence on the part of Equifax.
Did you talk about them being a negligent steward of your data, and not patching a 2 month old bug? They admitted this
https://arstechnica.com/information-technology/2017/09/massi...
Re: I fought Equifax's lawyers in court and won: Part 2
#35Equifax is yet another form of financial corruption. The charge/fee incurred in freezing your credit is so close to a shakedown - this is absurd. Credit ratings of the population are a product they sell to financial firms and then they charge (read shakedown) that population for pausing the sale of that data so you the consumer can prevent irreparable credit harm. Then when they screw up and allow a leak of your data…
It's even more ridiculous: The bank lets criminals walk out the door with money in our name.
Equifax demands money to avoid punishing us when banks are defrauded through their own incompetence.
This is worse, because Equifax aided the criminals, but we were always getting screwed over.
Re: I fought Equifax's lawyers in court and won: Part 2
#36It would be nice if the author (or someone) made available a mostly-automated process for filing similar claims by people who aren't lawyers. The same successful arguments should work for any of us.
Isn’t the author’s company doing just that as a service?
I guess they were for some unknown period of time in the past, but not anymore according to https://www.legalist.com/equifax/
Re: I fought Equifax's lawyers in court and won: Part 2
#37Nice, but this needs to be scaled up (many more people need to do this, and a clear recipe provided)
Re: I fought Equifax's lawyers in court and won: Part 2
#38Nice, but this needs to be scaled up (many more people need to do this, and a clear recipe provided)
Isn't there a class action to that effect?
Re: I fought Equifax's lawyers in court and won: Part 2
#39Equifax is yet another form of financial corruption. The charge/fee incurred in freezing your credit is so close to a shakedown - this is absurd. Credit ratings of the population are a product they sell to financial firms and then they charge (read shakedown) that population for pausing the sale of that data so you the consumer can prevent irreparable credit harm. Then when they screw up and allow a leak of your data…
It's even more ridiculous: The bank lets criminals walk out the door with money in our name. Equifax demands money to avoid punishing us when banks are defrauded through their own incompetence. This is worse, because Equifax aided the criminals, but we were always getting screwed over.
Wonder why there aren't class action law suits against banks and other companies that lie to the credit bureaus about people defaulting on loans? It is not "identify theft" that is the problem, it is banks libeling people and the credit bureaus passing the libel along.
You loaned money to someone and didn't even have their correct identifying information. Well that's a bit of a problem for you. You say that the fraudster used my name and other info to impersonate me. I can see you are in a bit of a pickle in how to get your money back. You are going to lie and say I defaulted on your loan to a credit bureau? Fuck you, asshole. I'm going to call the police and you are going to get a big fine and/or go to jail.
One can dream, anyway.
Re: I fought Equifax's lawyers in court and won: Part 2
#40It would be nice if the author (or someone) made available a mostly-automated process for filing similar claims by people who aren't lawyers. The same successful arguments should work for any of us.
> It would be nice if the author (or someone) made available a mostly-automated process for filing similar claims by people who aren't lawyers. The same successful arguments should work for any of us.
That's not correct. Outcomes will vary per jurisdiction, judge, and the actual case circumstances.