Earlier quoted context omitted.
"Depending on your usecase" - e.g. you use many devices, need your passwords on all of them, and don't trust any of the current password managers to do their job (which is valid due to the many breaches and vulns).
Is the reality that your home-grown solution is genuinely going to be more secure than one of those current password managers? I doubt it. However, I agree that for some people existing password managers seem either too complicated (KeePass) or expensive (1Password). In that case, I recommend: 1. Generate a password randomly using a 'diceware' type methodology 2. Use a standard prefix in front of all your passwords.…
Yes, it has its own attack vectors, but they don't include things like ads stealing your info from your password manager [0] and apps stealing your passwords from your clipboard [1], both of which are legitimate reasons why you might want an alternative to a password manager.
"home-grown solution" has very negative connotations in infosec and rightfully so. I don't like seeing it in these kind of contexts as it blurs an important distinction between "Don't write your own random number generator if you're creating an app like Signal" (don't do it) vs "Find a solution to deal something as shitty as passwords in a way that works for you" (do it).
Your recommended method might also suit some people better (e.g. people who already carry a notebook around everywhere and guard it carefully).
There are no silver bullets out there. Work out what your needs are and then find a reasonable solution. It might be a password manager. It might not be.
[0] https://www.theverge.com/2017/12/30/16829804/browser-passwor...
[1] https://arstechnica.com/information-technology/2014/11/using...