111–120 of 209 posts
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Because that would cost the companies more and they're happy to get away with paying less. It's really not a mystery.
I'm sorry.. Elevator operator ?! In 2017?! WAT?
Do people not carry cash? Maybe the types who have an apartment with a doorman in Manhattan don't. But I (a "millenial") often go to bars and restaurants that are cash only. Eventually, I found it was easier keep budget my "entertainment" in cash. Visually being able to see how much I have, how much I'm taking out helps. Being able to see that amount grow if I'm frugal one month feels good too. I have friends who cla…
I do so out of convenience and because everything I buy is basically on-record. Points are BS.
I've stopped budgeting entirely because I found that it reinforces the idea that money needs to be spent. Even if I tried to keep this in mind, I would often end up spending more because I would create spending limits that were higher than necessary. What I instead do is I hardly pay attention to how much money I have at a given time. With a vague idea of the amount in my checking account, I found I'm much less likely to find reasons to spend money. When I do check my statement every few times a month, I'm always astonished how much money I have left over. That almost never happened when I did everything consciously. But that's my own twisted psychology at play.
If more people carried cash, we might see fewer muggings because anyone with just cards can just call their bank and have them turn off all the cards if they get stolen.
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We can make untraceable electronic payment systems; in fact, there was a failed startup doing just that all the way back in 1989: https://en.wikipedia.org/wiki/Digicash That said, what makes you think having a cash-oriented society guarantees tipping? There are industrialized nations that still rely on cash but where tipping is not ingrained in the culture; my experience in Japan was that if I left a tip people would…
Why must this be only about tipping? Cash provides for people in a lot of ways that digital money can't or never will. Tipping, getting paid under-the-table, drug purchases... can digicash benefit all these people? Those groups should stay with cash, the amount of OpSec required for digital alternatives is too much...
Do people not carry cash? Maybe the types who have an apartment with a doorman in Manhattan don't. But I (a "millenial") often go to bars and restaurants that are cash only. Eventually, I found it was easier keep budget my "entertainment" in cash. Visually being able to see how much I have, how much I'm taking out helps. Being able to see that amount grow if I'm frugal one month feels good too. I have friends who cla…
Contrary to your last point, I actually find that using credit cards for everything makes it FAR easier to keep a handle on our spending, which in turn keeps things more reasonable. Having a single place where we can see almost all of our cash flow is very useful.
Do people not carry cash? Maybe the types who have an apartment with a doorman in Manhattan don't. But I (a "millenial") often go to bars and restaurants that are cash only. Eventually, I found it was easier keep budget my "entertainment" in cash. Visually being able to see how much I have, how much I'm taking out helps. Being able to see that amount grow if I'm frugal one month feels good too. I have friends who cla…
When I went to the States (NYC), I was surprised at how hard it is to get around without cash (restaurants, hairdressers, tolls, all cash-only or EZPass) and eventually caved in and took out money for the trip. I think America is just slightly behind the times in terms of cashlessness.
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My experience in Japan was that the service quality was even better than in America, and if I left a tip they assumed I did not know how to do arithmetic or that I forgot my change. Culture is probably the more important factor in the quality of service, not the ability of customers to leave or refuse a tip.
That may be. But it is still incredibly frustrating to have to reward the waiter for a terrible experience and literally have nothing that you can do about it. That said, if Trump's proposed revision of regulations around tipping go through, I'm going to probably greatly cut back on tipping. It is one thing to reward the waiter. It is quite another to believe that the money is going to the owner of the restaurant.
This steak is nice, but it's not $17 nice. I think I'll just pay $14 for it.
These new tires for my car don't ride as well as the old ones. I think I'll only pay $50 for them, instead of the $75 asking price.
It was a nice concert, but I don't think it was really worth the $90 I paid. I'm going to pay $50.
There was a bit too much traffic on the bridge today. I'm going to only pay 75% of the usual toll.
Its time to pay people a living wage, and stop the tipping culture. I hate carrying cash, and It bothers me that I have to carry $1 bills for the tipping extortion. Im resentful that I have to pay for things as well as bribe the workers. Its disgusting.
I don't carry cash either, but I just tip with a credit card. If you don't accept tips with card, you don't get tipped. 90% of the time, there's a tip line on the credit card receipt.
But I do agree that we need to increase wages and kill tipping culture.
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I agree with most of your points. However, I'd like to start with two labor patches (in the same set). 1) Pro-rate all benefits (with 3/4ths of median 'full time' work hours as full time). 2) Eliminate that tip as part of wage 'loophole'. Tips should still be allowed, but they should be for truly exceptional things, and not a hidden cost of buying something.
2) Eliminate that tip as part of wage 'loophole'. That is interesting. As I understand it now, the way tips are factored into wages, it benefits the employee more so than the employer. Society loses because the employee is supposed to report tips so they are taxed, the employer loses because they still have to pay minimum wage, and the employee wins because they are paid minimum wage and get their tips tax free. Mayb…
Not tax free. Your employer reports 8% of your total receipts to the IRS as income. It's likely less than you make in tips, but you still pay some tax.
Do people not carry cash? Maybe the types who have an apartment with a doorman in Manhattan don't. But I (a "millenial") often go to bars and restaurants that are cash only. Eventually, I found it was easier keep budget my "entertainment" in cash. Visually being able to see how much I have, how much I'm taking out helps. Being able to see that amount grow if I'm frugal one month feels good too. I have friends who cla…
Where do you live? I'm in North Texas, and very few places are cash-only. I avoid those places. Even most of the hole-in-the-wall Asian restaurants who were too cheap to get a credit card reader finally gave in when Square became a thing.
Now, I've only encountered an elevator man once in my life in the US. But still. It never occurred to me that he should be tipped.
And that's my main problem, the ambiguity. There's no consistency in who should get tipped and how much is a decent amount. And that kind of opaqueness always hurts everyone involved but a few lucky ones.