The tool rightly points out that my desktop consumer system is vulnerable (from the list, no Intel CPU manufactured in the last 5 years isn't), then suggests I contact the manufacturer for an update. Here is what the tool says my system manufacturer is:
Manufacturer: To Be Filled By O.E.M.
Model: To Be Filled By O.E.M.
I will get right on that and bug "To Be Filled By O.E.M." for an update! It's an ASRock motherboard, by the way. But with this approach they are not going to patch even 5% of personal computers out there..