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Ask HN: What tech were you convinced would take the world by storm but didn't?

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Re: Ask HN: What tech were you convinced would take the world by storm but didn't?

#891

Paypal used to have this feature that allowed you to install a browser add-on and you could generate a CC number on the fly that was good for either one time use or recurring use (for subscription services). This feature served two primary purposes: 1) to be able to pay using PayPal on sites that didn't support it 2) to help prevent against fraud which was becoming a massive problem at the time. If the number was sto…

Both Bank of America and Citi credit cards do it. They have it available right on their websites, and Citi even has an optional desktop application to quickly generate temporary use cards. I use it all the time for shady subscription services, and also to sign up for "New User" promos multiple times :)

I really liked this about my BOA card. I don't use the card any more because the rewards suck but used to make one time numbers if I didn't have my wallet handy.

Re: Ask HN: What tech were you convinced would take the world by storm but didn't?

#892

Paypal used to have this feature that allowed you to install a browser add-on and you could generate a CC number on the fly that was good for either one time use or recurring use (for subscription services). This feature served two primary purposes: 1) to be able to pay using PayPal on sites that didn't support it 2) to help prevent against fraud which was becoming a massive problem at the time. If the number was sto…

I’d suggest you look at what we built at Final. Getfinal.com We took a hard deep look at a massive stagnant industry (credit cards) and use experience and features as differentiators

the problem is you have to tie a debit account to this, right? Why can't I tie another credit card as a source of funding to this, or Paypal or some other stream? The less organizations that have my debit information, the better.

Re: Ask HN: What tech were you convinced would take the world by storm but didn't?

#893
post #775

Earlier quoted context omitted.

On the Quora page they explained the main reason behind dropping the product was that fact that users had to install a browser extension to get the CC number, which put people off. Surely they could have very easily sent the CC details to the users by email or SMS (security risks) or better still they could obtain the details by logging into their PayPal account. Seems odds that the execs axed the product over this w…

I suspect it had more to do with pushback from card providers as it likely made tracking users more difficult. Same reason some retailers still don’t support Apple Pay.

This is not why certain retailers aren't supporting Apple Pay.

Interchange fees and their associated bulk volume rate discounts are.

Re: Ask HN: What tech were you convinced would take the world by storm but didn't?

#894

Peer-to-peer file sharing. There was a time when Napster, Kazaa, eMule were king. The content industry fought against it, but developers came up with decentralized solutions like DHTs or supernodes. I was convinced the next step would be friend-of-a-friend sharing. You only share files with your direct friends. But they can pass on these files automatically, so their friends can get the files, too. The friends of you…

Bittorrent is good enough and there aren't really any law enforcement concerns any more. Pre 9/11 FBI and other agencies were actually doing prosecutions against people for unlicensed content distribution but after 9/11 they decided to focus on higher priorities so nobody really cares about security any more. A warning letter from the ISP is not quite the same threat as a few years in a fed pen.

This just isn't true. I see these all the time. It's all automatically generated these days.

Re: Ask HN: What tech were you convinced would take the world by storm but didn't?

#895

Earlier quoted context omitted.

English is considered to be very difficult language and I find it to be a historical tragedy that English became the lingua franca of the world. I remember that as a child I could not wrap my head around the "spelling competitions" I saw in English cartoons. What is the deal with spelling words? If you can say it you just spelled it, if you can read it you just pronanceed it. And that is only one of many things that…

Spelling difficulties are are artefact of what makes English so powerful, though -- its ability to simply adopt foreign words any time it feels the need to do so. The base language was formed by crashing two major European language families into each other a thousand years ago, and we've been happily borrowing words from every other language on Earth ever since as we've needed them. If we want to make up a brand new…

[deleted]

Re: Ask HN: What tech were you convinced would take the world by storm but didn't?

#896

Peer-to-peer file sharing. There was a time when Napster, Kazaa, eMule were king. The content industry fought against it, but developers came up with decentralized solutions like DHTs or supernodes. I was convinced the next step would be friend-of-a-friend sharing. You only share files with your direct friends. But they can pass on these files automatically, so their friends can get the files, too. The friends of you…

Peer-to-peer was killed by the advent of home routers doing NAT, making arbitrary inbound connections impossible. Configuring port forwarding was generally too difficult for "normal users", the web-UIs offered by typical home routers didn't make it easy enough. NAT traversal methods exist, but from my experience they are generally unreliable and/or slow.

I still remember the days when P2P connections over the internet "just worked, always" (the early Napster/Kazaa days), and then it went to "it works sometimes", and finally to "almost never works (except if the service offers some kind of middle-man datacenter to bounce the connections between the two NAT'd peers)".

Try to do a IRC DCC file transfer with anyone these days and see what I mean... long ago, it "just worked".

I blame today's unfortunate centralization of internet services largely on NAT breaking P2P connectivity. Who knows, maybe spread of IPv6 will fix this mess... some day...

Re: Ask HN: What tech were you convinced would take the world by storm but didn't?

#897
post #861

Earlier quoted context omitted.

Yes, the only direction seems to be that of closed systems. Smartphones will probably never be as open as desktop systems once were.

I have overwhelmingly big hopes for postmarketOS [0] and Debian Mobile [1] [0] https://postmarketos.org/ [1] https://wiki.debian.org/Mobile

Do they run Android apps? I'm asking because for banking, I really need to run such app.

Re: Ask HN: What tech were you convinced would take the world by storm but didn't?

#898

Earlier quoted context omitted.

> I strongly suspect someone will rediscover the idea 5-10 years from now, do it properly Very likely, also happening in VR. > and replace today’s web. Not likely. It's just not going to happen. Pretty sure there have been multiple attempts at a 3d internet, but, nope.

In already annoyed by the shift of data from text to video. It's so much harder to absorb and skim quickly. 3d internet is harder for content creators, and harder for users to access what they need.

I wholeheartedly ageee with this. I really dislike videos for content that used to be shared in articles. I can’t always play sound, it’s hard to skim, impossible to search and more difficult to jump to specific content. I really hope that this kind of content never shifts to 3D.

Re: Ask HN: What tech were you convinced would take the world by storm but didn't?

#899
post #144

Earlier quoted context omitted.

Hmm, have you heard of SingularityNET? There are plenty of projects being made that have real, valuable uses for blockchain tech. Marketplaces are one of them. If you want an app store that isn't controlled by one corporation that can force you play by their arbitrary rules, blockchain can allow this to happen. A centralized front-end is necessary, but that's all it is, a front-end. They have pretty much zero incenti…

“Arbitrary” rules? That’s flamebait... it’s already been explained here as nauseum that the rules help protect the privacy and security of end users.

> The rules help protect the privacy and security of end users

The rules are for one thing and one thing only: To maximize the price per share of the company. This correlates with privacy and security, but only because the market has eliminated the players that do not provide security and privacy for users. But even then, there is plenty of evidence that your data is not secure or private, in the hands of tech giants. The definition of security is itself subjective and contextual.

What the market does not eliminate (yet), are companies that abuse their power once they have it. Google dropped "Don't Be Evil" and backed it up with actions that aren't quite so benevolent. Although other services such as DuckDuckGo have launched, to try to compete, the market ultimately did not change. If this were to happen in a decentralized blockchain service, the back-end would be fully transparent. Therefore, the end users could have easily chosen another engine which is built upon that same back-end, rather than a fully watered down version that tries to reinvent the billion-dollar wheel on a sub-million-dollar budget.

Re: Ask HN: What tech were you convinced would take the world by storm but didn't?

#900
post #145

Earlier quoted context omitted.

Hmm, have you heard of SingularityNET? There are plenty of projects being made that have real, valuable uses for blockchain tech. Marketplaces are one of them. If you want an app store that isn't controlled by one corporation that can force you play by their arbitrary rules, blockchain can allow this to happen. A centralized front-end is necessary, but that's all it is, a front-end. They have pretty much zero incenti…

But what percentage of systems is actually ONLY implementable using a block-chain-based cryptocurrency? I love decentralisation as much as the next guy but it's not a feature. Apart from the obvious authority-circumvention (both positive and negative), what killer features do these systems have? All the interesting projects I've seen for ethereum rely on Intel SGX to bring ground truth about the real world onto the c…

In the case of SingularityNET, AI agents are accessible and composable. They can interact with other agents, or act in unison to form larger, more complex agents. The market incentivizes development and maturity of both the system and the individual agents. This is a killer feature if you ask me. There will be a great number of already-useful agents available upon launch of SingularityNET, to kick-start the service's ability to provide tangible value.

However, you're right that most of these projects fail to deliver any value. Many projects are riding the hype-train, and many more are outright scams. However, the example I named is none of those.

Edit: I should add that a big problem of centralized markets is that nobody wants to put all of their eggs in one basket. Take Second Life for example: In SL, your digital avatar and assets are siloed into that world. You cannot transfer them to the next great virtual world. This is conceptually similar to the standardization debates. Anyone can make their own protocol, but if there are profit motives behind one, the industry will be reluctant to adopt. Standardization takes a lot of time, trust, and debate. And for good reason!

With decentralized marketplaces, standards are not quite as important. An implementation can be as fluid as an app, and the cost of replacing one interface/implementation with another is much lower than the cost of standardization. The internal workings of the marketplace itself can be altered with a democratic vote.

This is all theoretical, we have yet to see these ideas produce real returns. But the killer feature is that people have more incentives to invest their resources toward adopting the platform, and that itself is a tangible value, as long as the adoption of the platform itself creates value in other ways.

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