Id say the ideal plot would follow an exponential curve, and seems that if you didn't keep a lot of personal data on your phone and all your social, financial and mail accounts can be reset quickly via the web, you don't need much security provided you maintain custody of your device. That said, Im glad that any claims as to the security of biometrics are not just taken at apple's/samsung's/google's word.
I remember the iPhoneX event stated that there was a exponentially smaller chance that someone else's face could unlock your phone, and that masks "wont work". I could also be mis-remembering, but there is a way to tell the iPhoneX to not allow your face if you find yourself compromised in some way. So unless someone has access to make a 3d rendering of your face, the means to make a mask and the opportunity to take your phone before you can signal that you want to authenticate with a password it seems pretty secure...