Much of how I think involves a pretend version of my body and a manipulation of virtual objects or better yet sets of those objects in some kind of physical space, to understand, manipulate, test hypotheses, and reach conclusions (I can feel my muscles twitch often as I do this). Also, there are shadowy visuals with edges, colors, and I move around those objects to get different viewpoints. This is most concrete when contemplating how to navigate or manipulate the physical world, but even quite concrete when contemplating how I build and understand software -- hypothetical data structures, functions, objects, etc., they take on some almost tangible form, and I might give them a verbal tag, but they're very much not verbal.
Even when dealing with people, social situations, my feelings for them, about them, situations I am in or might be in, or things I'm contemplating in the past -- so little of that is verbal. I flash to prior experience, prior situations, I posit new ones, I wonder how a person might sound, what their voice might show. I had a very hard time completing sentences and constructing verbal arguments before I was around 25. I was different, and my senior classmates in high school in Brazil, I don't think maliciously, voted me "most likely to go insane".
The stream-of-consciousness self-dialog in some literature is a necessarily limited mapping of this mode of thinking to words. It's a hint of how I feel most people really think. Words and phrases are but one element of inner thought, and become paramount only when laying out written or verbal communications with others ... and even then, in live or recorded conversation, can be overshadowed by vocal quality and intonation, and non-verbal body-language.
EDIT: added high-school superlative ... and also, I'm INFP, if there's anything to that.