Live data from Hacker News

Google Payments API

developers.google.com

11–20 of 26 posts

Re: Google Payments API

#11
I think this will substantially increase conversion rates. My experience with it as a customer was that I paid for something I otherwise wouldn't have, because I didn't have to input my credit card info.

Re: Google Payments API

#12
post #11

I think this will substantially increase conversion rates. My experience with it as a customer was that I paid for something I otherwise wouldn't have, because I didn't have to input my credit card info.

I feel this all the time. Especially for flights, I will pay like $20 bucks extra if I can buy using Google Flights and don't have to go through the slowness, upselling, and credit card entry of the airline's site.

Re: Google Payments API

#13
post #5
post #4

How does this relate to Android Pay? Is Android Pay deprecated?

This is an implementation of the W3 Payment Request spec I believe: https://www.w3.org/TR/payment-request/ They talked about it at Google I/O earlier this year: https://www.youtube.com/watch?v=hU89pPBmhds (I believe this is how it works, I could totally be wrong here, I haven't read on it too much). This is a way of using forms of payments people have stored with Google (cards added for Play store, android pay, or ot…

Does Google see the merchant you're paying?

Re: Google Payments API

#14
post #5

Earlier quoted context omitted.

This is an implementation of the W3 Payment Request spec I believe: https://www.w3.org/TR/payment-request/ They talked about it at Google I/O earlier this year: https://www.youtube.com/watch?v=hU89pPBmhds (I believe this is how it works, I could totally be wrong here, I haven't read on it too much). This is a way of using forms of payments people have stored with Google (cards added for Play store, android pay, or ot…

Does Google see the merchant you're paying?

See[0]. The "Pay With Google" initiative is adding a 'supportedMethods' of 'https://google.com/pay'. What is then in the data section of that supportMethods call to Google is up to Google, which is specified here[1]. It looks like Google required "merchantId", which the merchant registers with Google to get access to the cards Google has stored for that customer.

So yes, if a merchant wants to use a customer's card on-file with Google to pay at a merchant with "Pay with Google", Google will be able to connect the 2 dots together, but I'd read the ToS to see what is allowed[2].

The value-add here for merchants is to get customers to complete a purchase without having to go through the pain of typing in their card details. And for consumers, if they don't fully trust the website and the website is using Gateway Tokenization, then the merchant never sees the credit card data.

[0] https://www.w3.org/TR/payment-request/#the-methoddata-argume...

[1] https://developers.google.com/payments/mobile-web-tutorial#a...

[2] https://payments.developers.google.com/terms/sellertos

Re: Google Payments API

#15
I've read through this several times and I'm still confused. How does this relate to the Payment Request API? Or Google Wallet or Android Pay?

Re: Google Payments API

#17
post #16

I don't get. I really don't. I think I've looked everywhere but I can't find it. What's the pricing?

This is more low-level than that. This is an API to retrieve payment details, not to process an actual payment. You'll want to use Stripe or the like for that.

Re: Google Payments API

#18
post #17
post #16

I don't get. I really don't. I think I've looked everywhere but I can't find it. What's the pricing?

This is more low-level than that. This is an API to retrieve payment details, not to process an actual payment. You'll want to use Stripe or the like for that.

Thanks. So it's for people looking to build their own Stripe?

Re: Google Payments API

#19
post #11

I think this will substantially increase conversion rates. My experience with it as a customer was that I paid for something I otherwise wouldn't have, because I didn't have to input my credit card info.

I feel this all the time. Especially for flights, I will pay like $20 bucks extra if I can buy using Google Flights and don't have to go through the slowness, upselling, and credit card entry of the airline's site.

Do you fly for business or otherwise fly a bunch? I 0-3 times a year, typically for vacation, and I am extremely price sensitive. I'd gladly spend 5 minutes on the airline's website to save $20.

Re: Google Payments API

#20
post #7

Before I get my hopes up.. Is this "only for US" (and a small number of countries)?

Under the section about the rules > The following terms apply if you access or use the Google Payment APIs in Central America, South America or China: ... I'm no lawyer but this seems to imply that it at least includes those regions.

It is a shame that there is no clear information regarding this. I am in Costa Rica (Central America) and would love to use this here.
Post reply on HN