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Ask HN: What was your “why didn't I start doing this sooner” moment?

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111–120 of 138 posts

Re: Ask HN: What was your “why didn't I start doing this sooner” moment?

#111
post #89

Partnership. Literally everything in this world is easier with partners you can trust. Because of this I do everything with every others now. * Real Estate - Find people you want to live with and split the cost. Everyone wins. * Friendships - These are people who can emotionally support you, teach you, mentor you, etc. * Marriage - For obvious reasons. --- I'm attempting to "split everything". So far I split rent, my…

What areas have you found to have most impact/benefit from splitting in this way, and how have you split them?

Re: Ask HN: What was your “why didn't I start doing this sooner” moment?

#112

Cooking, Airbnb, Uber, working independently, pursuing physics seriously. Physics in particular has been oddly life changing. At some point I think we all look for some purpose or meaning in life. I found it in discovering how little I truly understood about our universe and how bizarre and illogical a universe we truly live in. The mystery and intrigue of our universe leaves me with that child like enthusiasm and in…

How did you go about learning this?

I have had Feyman's lectures sitting on my bookshelf for well over a year now, and hope it won't always be in my "someday" bucket.

Re: Ask HN: What was your “why didn't I start doing this sooner” moment?

#115
post #95

Reducing sodium intake. You will instantly lose weight, feel less sluggish, have more energy etc. By simply reducing the amount of sodium in your diet you are increasing your chances of living longer. Over 500,000 deaths each are from complications with high sodium levels causing health problems.

I don't doubt that you might have benefited from a reduction in sodium intake but most people won't. The majority of people are not hypersensitive to sodium[1]. Limiting salt to some arbitrarily low number can have negative side effects, for example, my vegetable consumption went up dramatically when I let go of my anxiety over putting salt on them. [1] https://www.scientificamerican.com/article/its-time-to-end-t...

Keep in mind that fast food companies and a large share of food manufactures thrive on using high amounts of sodium in their processed foods to increase shelf life and improve margins (i.e. from factory until bought by consumer). I don't doubt the validity of that research, but I would be interested to see who funded it. And of course all humans need sodium to maintain a healthy balance, but many foods we eat today unexpectedly have excessive amounts of sodium in them.

Re: Ask HN: What was your “why didn't I start doing this sooner” moment?

#116
post #73

Marriage. She is my everything, and though as a GF she was that too, marriage is just deeper . Many of my single/unmarried friends don't have the trust and support that I have. I try to tell them that 'pulling the trigger' is not with a gun aimed at your head, but more of the starter's pistol in a 3-legged-race; it's fun. Yes, we have issues, just like all humans. But as we have both grown and changed, holding each o…

I disagree. People actually jump-in to marriages willy-nilly without thinking about it. In order to have a fulfilling marriage requires a lot of work, which is what long-term dating should be until both are mature. You must have agreed upon values, money, almost everything before marrying someone. And I hope that every couple continue to "court" each other even when they are married. As in, don't let yourself go -- if you're fit and awesome, I expect you to be that throughout (unless health conditions etc., outside your control). Don't flip a switch after marriage. And expect a pre-nup. Just saying.

Re: Ask HN: What was your “why didn't I start doing this sooner” moment?

#117

Leaving grad school and getting a real, balanced job. It really hit me when during an internship I asked 'is the building open on weekends', and I was told 'yes, but why would you want to be here?' A further 'reckoning' was when I realized each year of grad school cost me 100k+. Opportunity costs. Also if you are obese, you need to fix that sooner rather than later.

> was when I realized each year of grad school cost me 100k+. Opportunity costs. Money aside, the biggest opportunity cost of education is time. Looking back on my undergrad, I spent an extra year trying to edge out a BS degree when everyone around me was telling me to take the BA in CS and settle for that. In the moment, I felt that the BA would hinder my job prospects. Now that I've been out for a year and a half,…

There are other opportunity costs, like losing your passion for what you're doing. After going to grad school in CS I can't do anything with computers beyond my day job. I can't even play video games anymore.

There are other costs too like dealing with unnecessary mental stress of job scarcity, arbitrary deadlines, arrogant and self-absorbed people.

But time is very easy to overlook as well.

Re: Ask HN: What was your “why didn't I start doing this sooner” moment?

#118
Virtually every major step forward I've undertaken in life, I've had this reaction after the fact. "Why didn't I do this sooner?" It's making me a little bit quicker on the draw as time goes by. When weighing risk vs. reward, I'm more apt to lean into the reward. Risks are usually far more daunting when they're in the realm of the imagination. (And like many I suspect, I'm pretty good at imagining impending doom.)

Re: Ask HN: What was your “why didn't I start doing this sooner” moment?

#119

Buying the most expensive bin bags my supermarket sells. They come with a nice drawstring and are tougher than normal ones. It's remarkable how much more pleasant the task of taking the bins out is for the sake of spending about an extra £1 every month or so. (I imagine you can probably extend the same reasoning to many things, but for me, it was bin bags.)

For me, it was brand-name socks. They just last so much longer than off-brand.

Re: Ask HN: What was your “why didn't I start doing this sooner” moment?

#120
post #63
post #51

Earlier quoted context omitted.

Same here. I thought budgeting was only for when money is tight, but it is amazing how much clarity and overview a budget gives you over your financial situation, and how it helps in attaining even larger goals. It’s just a shame that desktop YNAB isn’t developed anymore. I will hold onto YNAB4 until it falls apart.

You might be interested in this: https://www.bucketsisbetter.com

May I ask if there are any limitations for the untimed, free trial as provided on your site? If none, what is stopping from any of your users from using the trial indefinitely?

But at $20 for a unlimited lifetime license, it seems affordable enough for me to want to try using it with my SO.

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