The point here seems to be that unselfish people are more empathetic to the plight of others. while I don't disagree I wonder if unselfishness leads people into situations where they work towards others benefit (people they perceive as being treated unfairly) at their own detriment also possibly leading to issues with depression. That's the point I presumed the article would make before I read it.
When I see people talk about living indefinitely around here in threads that come up occasionally, it does make me wonder if they are on the other side of some selfishness cutoff. It's weird to think that you'd be interested in living for centuries or longer in a world that has seen everyone before you die and day by day sees horrific injustice. It's almost solipsistic. The same dynamic exists with those hundred mill…
The things you describe are just forms of insurance that are not considered must-haves by most people, but are sometimes chosen by super wealthy people for the same reason anyone chooses to insure anything.