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Google debuts Tez, a mobile payments app for India

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Re: Google debuts Tez, a mobile payments app for India

#61
post #10

Not even a day and see the number of negative comments on the playstore.

Most negative comments are about people not able to add their bank account in the app but still getting deducted charges for verifying. Some of the comments - >> Edit - Moving to 3 from 1 as Google replied stating the official launch has yet to happen and the engineers are working on it. Just wondering why they made it go live publically prior actual launch. I wouldn't complain if they named it beta to begin with. Ho…

It is already on TechCrunch[0], the Google Blog[1], and the Google India Blog[2]. If that doesn't count for an official launch I don't know what does.

[0]: https://techcrunch.com/2017/09/17/google-debuts-tez-a-mobile...

[1]: https://www.blog.google/topics/google-asia/introducing-tez/

[2]: https://india.googleblog.com/2017/09/introducing-tez-mobile-...

Re: Google debuts Tez, a mobile payments app for India

#62

I live in India. Many people have launched UPI based payment apps. Even government launched an app called BHIM. It is really good. UPI is a really good concept. The problem: None of these apps is used by most of the vendors in cities. Except for Paytm which is available with many small vendors in cities. They used the demonetization period to heavily market the app by going vendor to vendor singing them up.BHIM is re…

What is the use of UPI now that Indians have so many different types of denominations for transactions.

Re: Google debuts Tez, a mobile payments app for India

#63

PS : It's pronounced like 'Taze' but with a soft T. It means 'quick' :)

FYI, 'soft T' doesn't mean anything to western English speakers. They have a 'T' and a 'Th', the latter of which is actually a fricative, and not really a 'T' sound in the strict sense. I guess an Indian 'soft T' is better described as a more Italian sounding 'T', articulated mainly against the teeth.

Re: Google debuts Tez, a mobile payments app for India

#64
post #18

Earlier quoted context omitted.

This is a story i'm trying to understand. 1. Indian Government wants to emulate something like SSN (in the US) as a single identifier for every citizen in this country. 2. This is an easy way for a Government to track the actions of every individual digitally and financially - end of Privacy!

Lots of countries have single (or even multiple) identifiers for every one of their citizens. It's not the end of privacy, it's business as usual. Related, I wonder how the UK deals with their citizens not having a national ID?

Most UK government databases associated with identity are keyed by National Insurance Number ( NINO ) which is issued at age 15 years 11 months

Re: Google debuts Tez, a mobile payments app for India

#66

I live in India. Many people have launched UPI based payment apps. Even government launched an app called BHIM. It is really good. UPI is a really good concept. The problem: None of these apps is used by most of the vendors in cities. Except for Paytm which is available with many small vendors in cities. They used the demonetization period to heavily market the app by going vendor to vendor singing them up.BHIM is re…

UPI is a private payment instrument. It has nothing to do with the Government. (BHIM is not a government app either, despite our PM promoting it)

You have an interesting definition of 'private'.

http://www.npci.org.in/

Maybe diversify the sources you get your news from?

Re: Google debuts Tez, a mobile payments app for India

#67
post #15

Not having a wallet option is a deal breaker. Cashless payments is very popular amongst youth here and majority of us college students don't have a functional bank account which makes us either carry our parents debit cards or our parents "Paytm" us (yes, it's become a verb here) our monthly pocket money. Regardless of that, there is still a very poor adoption of cashless modes of payments by street hawkers and kiran…

Yes, I was surprised because they already have the 'Google Wallet' in other countries. They could have just expanded that here with all the bells and whistles of adding your credit cards, debit cards etc. along with UPI.

I have a suspicion that these use the same backend and the new brand is for marketing purposes.

Re: Google debuts Tez, a mobile payments app for India

#68
post #15

Not having a wallet option is a deal breaker. Cashless payments is very popular amongst youth here and majority of us college students don't have a functional bank account which makes us either carry our parents debit cards or our parents "Paytm" us (yes, it's become a verb here) our monthly pocket money. Regardless of that, there is still a very poor adoption of cashless modes of payments by street hawkers and kiran…

No its not. Why do you want wallet when you can transfer directly from bank account with same ease? 270 million bank accounts were opened under Jan Dhan, mainly poor.

Paytm is transforming itself to payment bank and UPI provider.

Re: Google debuts Tez, a mobile payments app for India

#69

"Government of India has made it mandatory to link your Aadhar number with your Tez account. Please link your Aadhar number to enjoy uninterrupted service." - Waiting for this to happen. My Indian friends say they are getting these messages from the Income Tax department, their banks and even their ISPs, e-wallets providers, telcoms etc.

Bank account is already linked so no need for separate link to Aadhar.

Re: Google debuts Tez, a mobile payments app for India

#70
post #18

"Government of India has made it mandatory to link your Aadhar number with your Tez account. Please link your Aadhar number to enjoy uninterrupted service." - Waiting for this to happen. My Indian friends say they are getting these messages from the Income Tax department, their banks and even their ISPs, e-wallets providers, telcoms etc.

This is a story i'm trying to understand. 1. Indian Government wants to emulate something like SSN (in the US) as a single identifier for every citizen in this country. 2. This is an easy way for a Government to track the actions of every individual digitally and financially - end of Privacy!

It died in west long ago why not in third world if it can bring social upliftment?
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