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> Bullshit. Don't tell me my own life is bullshit, that's ridiculously patronizing. You'll trust a calculator over my own personal direct experience? Not to mention that the very forum you linked says $60k is very possible. > Pick any calculator. Here's one of many linked by the US Department of State. All of those calculators make the ridiculous mistake of adjusting income instead of expenses. Income should only be…
>Don't tell me my own life is bullshit, that's ridiculously patronizing. But it's not your life is it? You're a top tier developer in SV making $200-300K+, not some guy living the good life and saving aggressively making $60K. >Not to mention that the very forum you linked says $60k is very possible. This is what you said that was bullshit. >It's very possible to live a good life even in SV/NYC on $60k/yr in expenses…
Maybe read up on investments and personal finance when you get a chance. You seem to have a very shaky grasp of fundamentals like opportunity cost or safe withdrawal rates. There are entire forums of people who retired on $1M or less in assets: https://www.reddit.com/r/financialindependence/