Live data from Hacker News

Tell HN: We'll pay for you to sue Equifax

news.ycombinator.com

51–60 of 98 posts

Re: Tell HN: We'll pay for you to sue Equifax

#51
I thought about this, but how do you prove damages? Judges don't like you wasting their time with theoretical losses. The best I could come up with is the cost of credit monitoring ($20 a month) for life.

Does anyone have recommendations for quantifying the damages? Something the judge won't toss out?

Also why does this make us put in the court where we will file? Doesn't it need to be where Equifax is located, and won't it be the same for everyone?

Re: Tell HN: We'll pay for you to sue Equifax

#52
I submitted my data but I'm getting an "unknown request" on the URL https://www.legalist.com/equifax-sent/

Also, it's unclear what court you're supposed to file in. I did some research and, at least in New York, you're supposed to file a claim where the defendant does business. I put my local county small claims court in (New York County Civil Court), but I'm not sure if that was right. Maybe because Equifax is such a big company doing business everywhere I can file in my local court? Otherwise it looks like I would need to file in Atlanta, where their headquarters is.

Re: Tell HN: We'll pay for you to sue Equifax

#53
post #35

OK, on the site under the reg info it says to "Verify" you were part of the breach by using Equifax's verification site. Hasn't it already been established that this site is giving (at best) inconsistent results? So if their of-dubious-use tool says I wasn't impacted I have no recourse? Also, the amounts available in small claims court seems like peanuts compared to my data being "out there" permanently. This is just…

What do you think will come out of the class-action lawsuits and how much do you think people will get per capita after the lawyers are paid? I have a feeling that in small courts you can at least get more than that. PA for example has a max of $12k claim amount.

Oh, yes, totally agree that the class action suits will result in a sweet $15 check or something. I guess my poorly phrased lament was just in reflection that even the max payout in small claims doesn't seem like a great result given that this stuff is out there permanently. I read some stats that indicated an average of 330 hours for a person to work through fraud on their credit reports or otherwise clean up an ID theft event.

Re: Tell HN: We'll pay for you to sue Equifax

#54

Earlier quoted context omitted.

FYI - when you dodge the question this way, you look as bad as equifax. What is in it for you? Do you take a percentage of the judgement? I'll probably end up paying a lawyer to advise me on the best way to get back at Equifax. But, I'm not going to do business with you because you're shady and won't disclose your interest in this case.

He did answer your question. "But if you do file the case and win $1000, we'll recover alongside you"

She* [0]

[0] https://www.linkedin.com/in/eshang/

Re: Tell HN: We'll pay for you to sue Equifax

#55
post #35

Earlier quoted context omitted.

What do you think will come out of the class-action lawsuits and how much do you think people will get per capita after the lawyers are paid? I have a feeling that in small courts you can at least get more than that. PA for example has a max of $12k claim amount.

Oh, yes, totally agree that the class action suits will result in a sweet $15 check or something. I guess my poorly phrased lament was just in reflection that even the max payout in small claims doesn't seem like a great result given that this stuff is out there permanently. I read some stats that indicated an average of 330 hours for a person to work through fraud on their credit reports or otherwise clean up an ID…

Having been a victim of identity theft I'd say that's accurate, if not low. It took me 10 years to clean up the whole thing(and I'm still worried about random letters).

Re: Tell HN: We'll pay for you to sue Equifax

#59
post #56

For individuals considering this, note that champerty arrangements are illegal in certain jurisdictions. If you get hit for that, you're on the hook, not them. That's explicit in their ToS. Have fun, kiddos.

IANAL, but isn't champerty permitted (or not prohibited) in almost every state? I don't think there's any remotely recent precedent for state-level champerty statutes (the few that still exist) being enforced in a commercial litigation context, and I think this situation is one in which the plaintiffs (Equifax data breach victims) are already planning to file suit, thus not rising to the level of "champerty and maintenance" being applied to frivolous litigation that such statutes aim to prevent.

Re: Tell HN: We'll pay for you to sue Equifax

#60

Earlier quoted context omitted.

What is in it for you? Do you take a percentage of the judgement? Just because you don't know how lawyerin' works is no excuse to be insulting. They take a contingency, like every other friggin' lawyer on the planet. (No financial interest, don't know the founders from Adam, yada, yada)

> take a contingency, like every other friggin' lawyer on the planet. Actually, there are countries where lawyers don't (and legally can not) take contingency fees. Not allowed to advertise, either.

Admittedly that is a U. S.-centric viewpoint incorrectly extrapolated to the world. I'm calling"literary license". Thanks for the correction.
Post reply on HN