The social security number for Donald Trump in their sample was issued around 1963. Seems fishy.
He would have been around 17. That's reasonable, given that many/most didn't get an SSN back then until they started working.
Equihax
141–150 of 209 posts
Re: Equihax
#142Earlier quoted context omitted.
"This could go really wrong if we let non-tech savvy regulators dictate tech stacks, specific hashing/encryption tools. Could work well, but just has a lot of potential to go very wrong." Engineers, capitalism, private business have utterly, completely, fully and in totality failed. This is not a little failure. Not a medium one. Not a large one. This is a foundational, cataclysmic failure of the most epic proportion…
I agree that we should work to determine if there was criminal negligence and prosecute to the highest degree possible, but I find it laughable that you talk about how engineers, capitalism, and private business have completely failed. The DNC was hacked. The FBI and CIA have had their web sites hacked. The OPM had >22 million people's personal info stolen by Chinese hackers. The NSA itself has had major incidents wh…
Exactly this. I don't know where people get the idea that government would do this any better. I think the best regulators could do is make SSNs obsolete. A solution where knowing every possible private data point about a person is useless when attempting to steal someone's identity.
Re: Equihax
#143Earlier quoted context omitted.
You can get a "FAKO" score from CreditKarma.
FYI, "FAKO" is VantageScore 3.0. It's colloquially called FAKO because 90% of lenders use some variation of FICO instead.
Regardless if it's FAKO or FICO score that you are looking at, they are calculated on the same credit history in your credit report (as far as I know). So, even if the scores are calculated in different ways it's reasonable to expect a high VantageScore 3.0 score will also show as a high FICO score too, even if the numbers aren't exact.
Does anyone know the specific differences in how these two scores are calculated?
Re: Equihax
#144Earlier quoted context omitted.
> real legal consequences for moronic data security This could go really wrong if we let non-tech savvy regulators dictate tech stacks, specific hashing/encryption tools. Could work well, but just has a lot of potential to go very wrong. Given that risk, as much as I don't want to live in an overly litigious society, letting the risk of lawsuits drive good security may be preferable to putting security in the hands o…
"This could go really wrong if we let non-tech savvy regulators dictate tech stacks, specific hashing/encryption tools. Could work well, but just has a lot of potential to go very wrong." Engineers, capitalism, private business have utterly, completely, fully and in totality failed. This is not a little failure. Not a medium one. Not a large one. This is a foundational, cataclysmic failure of the most epic proportion…
Problem is, on what basis is a person's "private data" worth $100,000, or will the exposure thereof cause damages of $100,000? The average person's entire net worth is only a fraction of that.
There is such a thing as punitive damages but in most civil cases a company or individual is not going to be held liable for more than actual damages.
Re: Equihax
#145This seems odd to say, but if they included a price for just a simple name+birth date query, there is probably a decent price point people would actually pay just to know if they are on there. Like if they have even just half of the names querying for their own identities for like $30 a pop, that'd be more than what they are asking for for the whole bulk.
yeah that's what I thought it was going to get to when I started reading the screenshot. but I guess not all criminals are smart marketers
Re: Equihax
#146Earlier quoted context omitted.
That's exactly what I thought. I consulted on an enterprise project once with EVERY column in EVERY table set to string because the engineers didn't want to think about datatypes. All the queries used wild cards or just pulled back a ton of data and did the filtering and sorting in the application code. That job sucked.
I consulted on a large healthcare data project with similar problems. Even "primary" keys were strings. Most tables had no indexes. (The developers routinely argued that they needed new servers with more RAM because they couldn't run multiple database queries at the same time. They already had 64 GB RAM.)
Yes! It had a lot of index-less tables. The you put an index on something and everyone treats you like a magician after you convince them the additional write is worth it.
Re: Equihax
#147Re: Equihax
#148I actually kinda hope all the data is made public, as that would (at least hopefully) force people to stop treating knowledge of someone's SSN as valid proof of identity, and lead to a better situation overall.
What's your SSN and credit score? Just curious.
You missing the point. A single person exposing their SSN right now will suffer, but if everyone's SSN is accepted the companies would have to acknowledge that SSN is no longer secret (in fact it never was intended to be secret).
This whole mess could be trivially fixed by credit bureaus introducing a PIN for every person and require it for opening a new credit line (issue is whether they could keep it safe, but at least it would resolve this problem).
They even already have such mechanism in place, which is done through freezing the file. The problem is that for some crazy reason we are charged when we are trying to protect ourselves.
Re: Equihax
#149Earlier quoted context omitted.
No, I actually thought the same thing, which made me think maybe this isn't real? That number seems really low, doesn't it?
I wouldn't be that surprised that she would miss lots of consecutive payments. Not because she didn't have the money, but because she doesn't care. 3 late payments in a row on a mortgage, credit card, etc, drags down your score a lot. Or perhaps she had little credit history. I could see a scenario where most of her stuff is financed through an LLC vs her personal credit. If your business is solely "being popular", a…
Auto pay is not hard to set up.
This data is questionable anyway.