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Equihax

krypt3ia.wordpress.com

21–30 of 209 posts

Re: Equihax

#21

This really pisses me off. It's only a matter of time before some random person opens up a cellphone, utlity, or bank account... or worse. Completely messed up. Everyone American should be scared shitless at this incompetence. It's going to cost everyone thousands of dollars over their lives for credit fraud protection. Just another expense to add.

It's also extortion. "Please pay us money to solve the massive problem we created." I don't know how it's legal.

Re: Equihax

#22
> It claims to be the real EQUIFAX hackers, unlike the last darknet site that was soon taken down by morons.

I hadn't heard about this last site. How did morons take it down? Or is that suppose to mean that morons put it up? English...

Re: Equihax

#23

If I were the real hacker, I would prove it by leaking information that wasn't already public. If I were someone pretending to be the real hacker, I would show a screenshot of SSNs that I could find with Google (e.g. Kim Kardashian, Donald Trump, and Bill Gates).

I think you're right. But if they had leaked information that wasn't public, we wouldn't have a way to verify it, right?

Re: Equihax

#24

This really pisses me off. It's only a matter of time before some random person opens up a cellphone, utlity, or bank account... or worse. Completely messed up. Everyone American should be scared shitless at this incompetence. It's going to cost everyone thousands of dollars over their lives for credit fraud protection. Just another expense to add.

It's also extortion. "Please pay us money to solve the massive problem we created." I don't know how it's legal.

Not saying it would be great in the short term, but I wonder how it would play out if the entire database was made widely available. It seems like it would be a lot harder to enforce a debt if the borrower was originally identified based on "secrets" that were well known to be public at the time. Maybe then they would come up with a better authentication scheme than "what color was your first car?"

Re: Equihax

#25
post #9

Earlier quoted context omitted.

Dunno why, but just surprised that Kim K's credit score with Equifax is 643. Unrelated, sorry.

Goes to show how silly credit scores are

They are insidious, not silly.

The reason is that they mean little for those with tons of money - but they mean everything for the average person with limited money.

They literally keep the poor poor.

Re: Equihax

#26
post #24

Earlier quoted context omitted.

It's also extortion. "Please pay us money to solve the massive problem we created." I don't know how it's legal.

Not saying it would be great in the short term, but I wonder how it would play out if the entire database was made widely available. It seems like it would be a lot harder to enforce a debt if the borrower was originally identified based on "secrets" that were well known to be public at the time. Maybe then they would come up with a better authentication scheme than "what color was your first car?"

What would happen if the DB was widely available and many many people just randomly and inexplicably opened as many ranom accounts as possible - it would cause chaos in the economy.

What would an accurate "what if" scenario like this look like?

Re: Equihax

#28
Cool, this is good news as it means I might actually be able to find out my credit score.

I recently sent in an application to Equifax to get my credit score along with all the security documents, proof of address, passport, drivers license, registered mail etc. and they rejected my application because I didn't provide a hydro bill. Unfortunately, I live in an apartment and I don't pay hydro, so I sent in a copy of the lease agreement instead but that wasn't good enough :(

Re: Equihax

#30
I wonder if this will introduce instability in credit for consumers. Could this actually have long term ramifications for the US economy?
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