What would be the best credit monitoring service then? Any recs of ones that have their act together?
Equifax security freeze PINs are the timestamp of when you request the freeze
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Re: Equifax security freeze PINs are the timestamp of when you request the freeze
#192Earlier quoted context omitted.
You're surprised that large companies are incompetent? My experience has been that the main product of most companies is management politics. Actually shipping product is nearly irrelevant to everyone's daily activities. In some cases, people get punished for being competent. One company I worked with made it clear they had no interest in listening to competent people. People were promoted for their ability to suck u…
Suddenly, I'm feeling like it's time to re-read Catch-22.
By Joseph Heller in 1961? https://amzn.com/dp/B0048WQDIE/ e-book $11.99
Re: Equifax security freeze PINs are the timestamp of when you request the freeze
#193The only solution is to put the data in our hands only and we authorize access to it on an as needed basis. It should not be centralized anywhere.
How do you prevent User X from lying then?
Credit card x,y, and z all know my current balance, place of residence and payment history. They let me and only me know that info via some method that can be trusted by anyone (blockchain?).
At a later date, I autorize credit card w to access some computed score that I compute and verify via other trusted means (another blockchain or whatever). Credit card w never sees all my data and the verifier gets access to only what it needs. Nobody needs to trust anyone and instead trusts the chain. Just an idea.