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Show HN: I'll mail Equifax your arbitration opt-out for free

unarbitrate.org

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Re: Show HN: I'll mail Equifax your arbitration opt-out for free

#71

Post by danielfoster »

exikyut wrote: post #66
notatoad wrote: post #50

Earlier quoted context omitted.

>Why not offer this as a Chrome extension that detects any arbitration clause in any TOS and gives users options to opt-out, including the ability to mail an opt-out through an API? probably because thats like a million times more work?

I suspect (or at least would hope) this guy has an automatic letter folder and filler/stuffer[1], because doing this manually is... hard, and takes hours. It would be critically if you were offering this for "any TOS" though. Depending on success, you may even need to lean on an external printing/mailing service to do the work. In any case, it would be very very hard to offer a generalized service to do this, for fre…

Yes, an automated mailing service like Lob (YC) would be necessary. Lob takes about 5 minutes to set up and handles all the dirty work of printing + mailing.

Ideally a user would pay a monthly fee for the extension and then the mailing costs.

Re: Show HN: I'll mail Equifax your arbitration opt-out for free

#72

Post by icantdrive55 »

jaggederest wrote: post #42
paulgb wrote: post #3

Earlier quoted context omitted.

Thanks :) I'm well aware that people would be suspicious of providing this data to a stranger, especially after their data was hacked. I've been on HN for over a decade so I hope that eases worries a bit. I just really hate arbitration clauses. I also give an option to print and mail the message yourself, in which case the data never leaves your browser.

If only there were some safe third party we could trust with reputational information, so that people could look you up there and see whether you were trustworthy. We could have it include things like where you've lived, whether you've been sued, foreclosed, bankrupted, delinquent on loans, etc. Hmm, but we wouldn't want that information disclosed. What if instead they gave some sort of a reputational analysis? Maybe…

Yea, I've been thinking about a List of trust worthy individuals. It would be small at first, and their would be no second chances on moral/ethical issues.

1. I've thought about this for awhile. It would need to be Mafia street cred worthy.

2. It could start off with individuals, and then to honest/ethical businesses.

3. The "List" would be very, very hard to get in to. I don't care about a bankruptcy, or even a person's credit rating. I do care about their ethics/morals.

4. We used to have some religions that we could sometimes use ferret out the good guys. That is dwindling in my neck of the woods--on a large scale. Certain other countries are luckier than mine.

5. I don't know how to vet people on a large scale properly. Hell--there are people I've know for years that do things that astounds me, especially when it comes to money. It can't be a popularity contest, or I have money, so you can trust me.

It needs to go to the core of a person's being. In all honestly, I have been screwed over by people with advanced degrees, wear ties, and have perfect credit. On the other hand, I know some people who have done time in jail who I would trust with my life.

Anyway--I hope someone figures this credibility problem out. As a kid, I remember going to church, and just knowing who's a faker, and a solid person. I don't have that club to go to anymore, nor completey trust my judgement.

Re: Show HN: I'll mail Equifax your arbitration opt-out for free

#73

Post by devillius »

novia wrote: post #22

It's worth noting that the equifaxsecurity2017 website posted the following update yesterday: "NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident."

You could look at the alternate site: https://equifaxbreach2017.com

Re: Show HN: I'll mail Equifax your arbitration opt-out for free

#74

Post by devillius »

jaggederest wrote: post #42
paulgb wrote: post #3

Earlier quoted context omitted.

Thanks :) I'm well aware that people would be suspicious of providing this data to a stranger, especially after their data was hacked. I've been on HN for over a decade so I hope that eases worries a bit. I just really hate arbitration clauses. I also give an option to print and mail the message yourself, in which case the data never leaves your browser.

If only there were some safe third party we could trust with reputational information, so that people could look you up there and see whether you were trustworthy. We could have it include things like where you've lived, whether you've been sued, foreclosed, bankrupted, delinquent on loans, etc. Hmm, but we wouldn't want that information disclosed. What if instead they gave some sort of a reputational analysis? Maybe…

Like keybase?

Re: Show HN: I'll mail Equifax your arbitration opt-out for free

#75

Post by konschubert »

otp124 wrote: post #57
notatoad wrote: post #50

Earlier quoted context omitted.

>Why not offer this as a Chrome extension that detects any arbitration clause in any TOS and gives users options to opt-out, including the ability to mail an opt-out through an API? probably because thats like a million times more work?

Not really... If I made a dirty version of the plugin for myself, I'd just do a DOM text search for "terms" and if found do another search for "arbitration", both case insensitive. If found, then highlight the words, pop a warning to the viewer, and scroll the window or modal to the spot. The mailer API would be plausible through a third-party postcard/letter mailer API.

That's nice.

But you still don't know how the opt out has to be worded in a specific case and through which medium to which address it should be sent.

So, yes, you could build a TOS alert system of some kind.

And that might be a nice and popular plug in.

But an automatic opt-out button is very hard.

Re: Show HN: I'll mail Equifax your arbitration opt-out for free

#76

Post by runeks »

mdip wrote: post #69

Kind of the guy to offer. I found it interesting thinking about the issue of trust, here. He's claimed to be a certain individual, linked to social media with a long history as a proof of identity, but still had to admit that you're basically hitting up a site to solve identity theft using a tool that might help cause you more privacy problems should the individual not be who he claims to be[0]. I hope the folks at K…

What we lack, in my opinion, is a form of access control for static websites, such that they are disallowed from making any outgoing requests. The browser is in control of the site code; it should be possible to guarantee that no outgoing requests can take place. As far as I can see, it shouldn’t be difficult, but it’s possible I’m missing something — I assume the difficult part is just reaching agreement.

Perhaps it would be possible to permit outgoing requests where the URL is statically embedded in the HTML (such that the URL cannot depend on form data), thus allowing fetching e.g. remote CSS/JS resources.

Re: Show HN: I'll mail Equifax your arbitration opt-out for free

#77

Post by XJ0OYtjb »

runeks wrote: post #76
mdip wrote: post #69

Kind of the guy to offer. I found it interesting thinking about the issue of trust, here. He's claimed to be a certain individual, linked to social media with a long history as a proof of identity, but still had to admit that you're basically hitting up a site to solve identity theft using a tool that might help cause you more privacy problems should the individual not be who he claims to be[0]. I hope the folks at K…

What we lack, in my opinion, is a form of access control for static websites, such that they are disallowed from making any outgoing requests. The browser is in control of the site code; it should be possible to guarantee that no outgoing requests can take place. As far as I can see, it shouldn’t be difficult, but it’s possible I’m missing something — I assume the difficult part is just reaching agreement. Perhaps it…

Something like uMatrix can be used by the client, and Content Security Policy combined with Subresource Integrity can be used by the publisher.

Re: Show HN: I'll mail Equifax your arbitration opt-out for free

#78

Post by ComodoHacker »

runeks wrote: post #76
mdip wrote: post #69

Kind of the guy to offer. I found it interesting thinking about the issue of trust, here. He's claimed to be a certain individual, linked to social media with a long history as a proof of identity, but still had to admit that you're basically hitting up a site to solve identity theft using a tool that might help cause you more privacy problems should the individual not be who he claims to be[0]. I hope the folks at K…

What we lack, in my opinion, is a form of access control for static websites, such that they are disallowed from making any outgoing requests. The browser is in control of the site code; it should be possible to guarantee that no outgoing requests can take place. As far as I can see, it shouldn’t be difficult, but it’s possible I’m missing something — I assume the difficult part is just reaching agreement. Perhaps it…

Who would be the party who ensures the site is actually static and doesn't send data from backend?

Re: Show HN: I'll mail Equifax your arbitration opt-out for free

#79

Post by newobj »

codelord wrote: post #53

A smart move after being informed that your personal data has been breached is to give more personal data to a random dude on internet. After all your are only giving up your name, Address, Equifax id, and IP address. What could go wrong?

6817 karma, i trust this guy more than my mom.

Re: Show HN: I'll mail Equifax your arbitration opt-out for free

#80

Post by dang »

anon_dev_123456 wrote: post #61

Equifax's Chief Security Officer is a music major. https://i.redd.it/g1xobpdvmukz.jpg It paints a clear picture why this happened.

We've banned this account for repeatedly violating the site guidelines: https://news.ycombinator.com/newsguidelines.html. Doing this will eventually get your main account banned as well, so please stop.
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