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No matter what, Equifax may tell you you’ve been impacted by the hack

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Re: No matter what, Equifax may tell you you’ve been impacted by the hack

#41
post #20

I will be blunt, and I am very incensed by this. My comments ... https://twitter.com/hpcjoe/status/906549917509980160 This is an extinction level event for Equifax. They need to be disassembled, their stored data destroyed correctly and securely, their negligent officers charged. This isn't an accident. You don't surface 0.134 BILLION bits of PII without some sort of criminal level incompetence. Any organization that…

I agree completely. The only reason for this company to exist is to maintain the data that now is compromised. This company needs to be brought down as quickly as possible for everyone's safety, and the other two companies need to be seriously monitored.

Re: No matter what, Equifax may tell you you’ve been impacted by the hack

#42
post #26

Earlier quoted context omitted.

Are you saying that merely by seeing if you were impacted, you are waiving your rights, even if you don't come back on the scheduled day to complete the enrollment? That sounds ridiculous. Nowhere in the simple form that they provided is there any mention of waiving any rights. Nor is there one of those standard checkboxes about "I accept the terms.." when filling out that little form.

You don't need to worry. Equifax can say whatever they want in their BS terms, however no judge in their right mind would enforce such language barring you from joining a class action suit. If equifax sent out some sort of compensation check, and you cashed it, that's a different story.

I would not be so certain of the right-mindedness of judges if it were me.

Re: No matter what, Equifax may tell you you’ve been impacted by the hack

#43
post #20

I will be blunt, and I am very incensed by this. My comments ... https://twitter.com/hpcjoe/status/906549917509980160 This is an extinction level event for Equifax. They need to be disassembled, their stored data destroyed correctly and securely, their negligent officers charged. This isn't an accident. You don't surface 0.134 BILLION bits of PII without some sort of criminal level incompetence. Any organization that…

The department of justice should break them. This is their job.

But this is a government with a grifter at the top, so I have almost no confidence attorney general Sessions will investigate this seriously, let alone destroy the company. He very clearly enjoys targeting e.g. black people who smoke weed with incarceration, destroying their lives, than punishing Equifax's officers, board, or shareholders with destruction.

I have more confidence in a handful of state attorneys general working on this effort.

Re: No matter what, Equifax may tell you you’ve been impacted by the hack

#44
post #37

This isn't a very rigorous test, and TC's assertion that this may be random is probably untrue given that the results seem to be consistent if you enter the same details multiple times. The idea that Equifax has implemented a random yet deterministic checking system seems beyond the pail of belief. If I had to guess, I would say that Equifax is not checking against a list of people that they know are compromised, but…

I have 5 and 7 yr old girls. To the degree that either exists with respect to the finance industry, they both exist. Neither has credit, obviously, or any interactions with a credit agency. The only people who have their SSNs are the federal government and our health care provider, which has some very strict laws about what they can do with _any_ data they have. Equifax says the 7-yr old "may" have been affected. The…

Sadly, "very strict laws" don't have much ability to prevent data breaches due to zero-days or simple incompetence.

Re: No matter what, Equifax may tell you you’ve been impacted by the hack

#45
post #20

I will be blunt, and I am very incensed by this. My comments ... https://twitter.com/hpcjoe/status/906549917509980160 This is an extinction level event for Equifax. They need to be disassembled, their stored data destroyed correctly and securely, their negligent officers charged. This isn't an accident. You don't surface 0.134 BILLION bits of PII without some sort of criminal level incompetence. Any organization that…

Every generation is galvanized by serious injustices. But, it feels like we're far less effective at turning that anger into change; though maybe that's always how it feels at the time.

I'm almost sure I once saw a quote from Bill Clinton's press secretary that said something like "We knew that if we could survive the first 5 days of a bad story, it would get dropped."

That perspective solidified for me during the Occupy Movement. Granted, it lasted much longer than 5 days, but ultimately, what of it? The FBI didn't investigate the bankers, it investigated the protesters.

You see it with Flint. You see it with Climate Change.

I've always been politically apathetic. Moreso as a foreigner where I recognize that living in a foreign country is a privilege, not a right. Plus I'm a cynical person (not a healthy habit). Which means that whenever I hear about "boycotts", or "writing to your representative", or "held criminally responsible", or "..." I always think two things. First, that people are naïve, and second, what's it going to take to drive people to take un-ignorable action?

Brave New World.

Re: No matter what, Equifax may tell you you’ve been impacted by the hack

#46
Given the fact that every other week some company gets hacked and leaks data on customers they shouldn't have been keeping in the first place, I'm looking forward to some court precedent being set. I don't know why the Equifax leak is getting all the attention and hate when https://haveibeenpwned.com/ discloses a major hack constantly, but it'd be great if companies were held financially responsible for security carelessness and improper disclosure.

Re: No matter what, Equifax may tell you you’ve been impacted by the hack

#47
post #37

This isn't a very rigorous test, and TC's assertion that this may be random is probably untrue given that the results seem to be consistent if you enter the same details multiple times. The idea that Equifax has implemented a random yet deterministic checking system seems beyond the pail of belief. If I had to guess, I would say that Equifax is not checking against a list of people that they know are compromised, but…

I have 5 and 7 yr old girls. To the degree that either exists with respect to the finance industry, they both exist. Neither has credit, obviously, or any interactions with a credit agency. The only people who have their SSNs are the federal government and our health care provider, which has some very strict laws about what they can do with _any_ data they have. Equifax says the 7-yr old "may" have been affected. The…

I came back clean.

Re: No matter what, Equifax may tell you you’ve been impacted by the hack

#50
post #20

I will be blunt, and I am very incensed by this. My comments ... https://twitter.com/hpcjoe/status/906549917509980160 This is an extinction level event for Equifax. They need to be disassembled, their stored data destroyed correctly and securely, their negligent officers charged. This isn't an accident. You don't surface 0.134 BILLION bits of PII without some sort of criminal level incompetence. Any organization that…

So a few years back, Equifax bought a company I cofounded. They assisted my former business partner in diverting ~$13 million of the purchase proceeds that were supposed to go to me over to him. Then they helped stonewall the resulting litigation for years.

While I am upset on behalf of all affected consumers, mere words cannot adequately express the unbridled joy that I experienced when I found out that they were likely, at a minimum, going to lose hundreds of millions (or more) over this. Having dealt with high level executives at the company, I can tell you that an event like this is wholly unsurprising given their nonchalant attitudes toward...pretty much everything. I absolutely hope you are right that this is an extinction level event for them. My admittedly biased opinion is that they are an irresponsible company with far too much power over peoples' lives, run by malevolent executives. The company should probably cease to exist, at least in its current form.

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