Show HN: I'll mail Equifax your arbitration opt-out for free
unarbitrate.org
Show HN: I'll mail Equifax your arbitration opt-out for free
1–10 of 92 posts
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#2I'm at home right now and showed my dad the equifax one year free thing. He happily signed up to that. But was very suspicious of paulgb. Looking through his resume and GitHub, no indication or shadiness. My dad ended up being fine with it.
Also in fact congrats on having multiple popular Github repos! I'm jealous. This entire thing is a great idea. Good job.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#3I'm at home right now and showed my dad the equifax one year free thing. He happily signed up to that. But was very suspicious of paulgb. Looking through his resume and GitHub, no indication or shadiness. My dad ended up being fine with it. Also in fact congrats on having multiple popular Github repos! I'm jealous. This entire thing is a great idea. Good job.
Thanks :) I'm well aware that people would be suspicious of providing this data to a stranger, especially after their data was hacked. I've been on HN for over a decade so I hope that eases worries a bit. I just really hate arbitration clauses.
I also give an option to print and mail the message yourself, in which case the data never leaves your browser.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#4That's a very altruistic thing of you to do. Good job. It's a real shame what happened and how they are handling it.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#5Can we get a kickstarter for some sort of automailing service with an API that his site can hit?
I would love to spam equifax with thousands of these letters.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#6I love this and you.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#7Whats the benefit of opt-out? Whats it about? I know Equifax was hacked but havent had the elusive free time to delve into it.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#8Where are the lob.com guys?? This is a GREAT PR opportunity for them.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#9Whats the benefit of opt-out? Whats it about? I know Equifax was hacked but havent had the elusive free time to delve into it.
> Whats it about?
If you'd clicked the link, you would've seen the following on the home page.
> What's all this about?
> In light of Equifax's recent security breach, they are offering a year of complimentary credit monitoring services. The media have noticed that in their Terms of Service, they include a binding arbitration clause which means you give up your right to sue them in a regular court and must instead go through an arbitration process.
> While the company has since clarified, under pressue, that the security breach is excluded from these terms, binding arbitration clauses are a growing trend that remove legal remedies like class action lawsuits from consumers. It is especially reptillian that they would have consumers give up their legal rights in the aftermath of a breach, for a product we only need because of the breach.
> The arbitration clause has an out, in that you can opt-out within 30 days of signing up. However, opting-out requires sending a statement by mail, which is sure to dissuade a lot of people. In order to make opting-out as simple as opting-in, I created this site.
Re: Show HN: I'll mail Equifax your arbitration opt-out for free
#10Whats the benefit of opt-out? Whats it about? I know Equifax was hacked but havent had the elusive free time to delve into it.
I tried to briefly summarize this in the "What's all this about?" section, let me know if anything is unclear. Essentially the benefit of opting out is you don't give up legal rights to a company that just proved incapable of handling your data.