If you enter Test and 12345 into their "checking site" it says account has been breached:
Equifax Faces Multibillion-Dollar Lawsuit Over Hack
621–630 of 670 posts
Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack
#622Earlier quoted context omitted.
ah lovely "papers please citizen" and what happen when friend computer with all this proof of identity gets hacked. Maybe the USA needs everyone to have a new ssn and ban with very strict penalties is use by any one other than the state and then only for highly restricted usages as it is in the UK
Considering that Social Security numbers are not secure, and were never intended to be secure, I favor this approach. Unless you’re the federal government, you shouldn’t know or care about my social security number. Idiots are always going to think SSNs are a good UUID, and I’m always in favor of punishing idiots.
almost 20 years ago when working for british telecom we where read the riot act an where told any non permitted use on NI numbers would be considered gross misconduct and you would be sacked on the spot.
Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack
#623The US has an adult population(who would hence have credit profiles) of 245 million people. At 143 million, this breach affects more than half of the adult population. Given this, the majority of credit rating systems of the US has been compromised. Isn't this enough that the whole "social security number as a master key" system has to be dismantled? How can it be trusted now?
There is no way to opt out of having your data collected and sold by Equifax, Experian, TransUnion. The power these companies have over US citizens is incredible.
Anyone that's ever tried to remove incorrect data on their credit report knows how painful it is to deal with these companies. Despite dealing and brokering in electronic data to buyers of your credit profile, your interactions with them as a consumer can only occur via paper mail and mailing letters which means weeks or even months for basic communication. They operate like thugs. I hope this is the end of them and by extension the other two agencies as well.
Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack
#624Consumers will end up footing the bill for this. This company will just increase the fee for credit checks in order to pay the penalty.
Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack
#625Earlier quoted context omitted.
> Yes, a process in which the government has to prove to the same standard of evidence as someone suing you. That's not quite true. They don't make a claim against _you_. They make a claim against the property. So, it's the same level of evidence and adversarial hearings as someone suing $1,000. This is not due process. It's a farce.
They have to convince a jury that the property in question is the proceeds of a crime.
That's not true in all cases, which is one of the problems people have with civil asset forfeiture.
Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack
#626The US has an adult population(who would hence have credit profiles) of 245 million people. At 143 million, this breach affects more than half of the adult population. Given this, the majority of credit rating systems of the US has been compromised. Isn't this enough that the whole "social security number as a master key" system has to be dismantled? How can it be trusted now? There is no way to opt out of having you…
I don't think the SSN can be trusted as a key. They should be considered public data now. There's no going back.
Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack
#627Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack
#628Ok, so credit reporting agency collects sensitive personal and financial data on basically every adult American, loses it to a bunch of criminals and now I have to deal with the consequences? I looked into credit freezes yesterday. This is really a total scam. You have to _call_ each of the three agencies and pay a fee ($5 to $10) each time. If you need to unfreeze your report to make a legitimate credit application…
If there is a cost it will depend on your state, all 3 were free for me Equifax: https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo... Experian: https://www.experian.com/consumer/cac/InvalidateSession.do?c... TransUnion: https://annualcreditreport.transunion.com/fa/securityFreeze/...
which state you are in?
Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack
#629Coordinating the response here is the key part here, but "massive number of suits in small-claims court" is probably better for threatening Equifax with an existential legal threat. Equifax employs about 10,000 people worldwide. A million small-claims cases has each Equifax employee handling 100 small-claims cases. I don't think they can handle that level of distributed legal aggression. It just takes too much time b…
Does anyone know of a sort of recipe book for how to file a small claims court case in this sort of matter? I'm interested in this avenue but I don't want to spend a lot of time figuring out how to do it or potentially screw up some little thing that renders the whole effort futile. It seems like the argument might be slightly more subtle than a case of, say, theft or fraud. It's negligence.
Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack
#630Good. I hope they go out of business, and the shareholders are wiped out for having it run incompetently.