Live data from Hacker News

Equifax Faces Multibillion-Dollar Lawsuit Over Hack

bloomberg.com

561–570 of 670 posts

Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack

#561

Apologists please STFU you're making me sick. Everyone else, call your representative. You know how people say, "Pictures or it didn't happen?" Call your representatives and tell them what you think, or it might as well have never happened.

Your comment history is some of the worst stuff on HN and some of the best stuff on HN. Could you attempt to leave out the worst bits?

Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack

#562
Bit curious about everyone's thought process with regards to credit freezing. I'm thinking about leaving the freeze in place and only do temporary unlock on as needed basis. Considering SSN and other info. compromised have longer life time, I really cannot think of any other option.

Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack

#563
post #340

Ok, so credit reporting agency collects sensitive personal and financial data on basically every adult American, loses it to a bunch of criminals and now I have to deal with the consequences? I looked into credit freezes yesterday. This is really a total scam. You have to _call_ each of the three agencies and pay a fee ($5 to $10) each time. If you need to unfreeze your report to make a legitimate credit application…

>Ok, so credit reporting agency collects sensitive personal and financial data on basically every adult American, loses it to a bunch of criminals and now I have to deal with the consequences? This is what pisses me off - I never gave them authorization to collect information on me. I have no business relationship with these companies. To me they look a lot like parasites even when they're not giving away my data.

You often agree to this when applying for a loan or credit card.

Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack

#565
post #289

Earlier quoted context omitted.

Got an email from my Dad today: "I checked myself, my wife, you and your brother. To the best of my knowledge none of us have Equifax accounts, but it says they probably got our address & driver's license for all four of us. I don't want to waste money on LifeLock. What can I do? Just watch my accounts?" Is Visa, MasterCard, etc. at least partially to blame here for picking a bad solution? My personal ties are not wi…

You should watch your accounts. I use Credit Karma and they will send you alerts and updates for various credit events (account opening/closing, paying off a balance, etc). It's free. Edit: They only monitor TransUnion and Equifax data; not Experian. If you don't want to pay for LifeLock, which I agree is a bit steep, you can usually get an identity theft protection policy from most major insurances companies. The pr…

> I use Credit Karma

> They only monitor TransUnion and Equifax data

Where do you see that they monitor Equifax data? I only see TransUnion mentioned.

Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack

#566

Earlier quoted context omitted.

Yes it is, 100%.

I love that I got downvotes for this. People are mad about the post office.

They should downvote it, it's entirely inaccurate. https://en.wikipedia.org/wiki/United_States_Postal_Service#G...

Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack

#567
post #544

Earlier quoted context omitted.

PBS also reported that if you sign up for this, you give up your right to go after them if something happens - there's some kind of agreement that you have to go thru some process I forget the name of, in which the company usually wins. Also, although they offer 1 free year, the problem here (social insurance number, etc) is a lot longer than that, so you'd be paying a recurring amount, wouldn't you?

Specifically indicated on their site: >2). NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident.

Except that isn't binding like the agreement it is contained within.

Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack

#568
post #566

Earlier quoted context omitted.

I love that I got downvotes for this. People are mad about the post office.

They should downvote it, it's entirely inaccurate. https://en.wikipedia.org/wiki/United_States_Postal_Service#G...

The USPS is often mistaken for a government-owned corporation (e.g., Amtrak) because it operates much like a business. It is, however, an "establishment of the executive branch of the Government of the United States", (39 U.S.C. § 201) as it is controlled by Presidential appointees and the Postmaster General. As a government agency, it has many special privileges, including sovereign immunity, eminent domain powers, powers to negotiate postal treaties with foreign nations, and an exclusive legal right to deliver first-class and third-class mail. Indeed, in 2004, the U.S. Supreme Court ruled in a unanimous decision that the USPS was not a government-owned corporation, and therefore could not be sued under the Sherman Antitrust Act.[90]

Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack

#569
post #564

Earlier quoted context omitted.

Yes it is, 100%.

No, it absolutely is not, it's a government entity but an independent one like dozens of other agencies.

“independent” agencies are actually part of the executive branch.

Re: Equifax Faces Multibillion-Dollar Lawsuit Over Hack

#570
post #547

So everybody has been talking about "freezing" your Equifax account for a little bit of protection... Well it turns out the Equifax security freeze PIN (which is all the "secret" info an attacker needs to unfreeze it) is just the date & time: MMDDYYHHMM! https://mobile.twitter.com/webster/status/906346071210778625

But would not an attacker then have to know the exact minute that you froze your account on? If you have only a few tries to unlock your account - how would attacker possibly guess it?
Post reply on HN