481–490 of 670 posts
Earlier quoted context omitted.
Do you know if there's any way to "notice" these new accounts without having to freeze your credit or otherwise mess with the normal process for getting new credit? I just want a notification, nothing else.
Credit Karma seems to do that OK. Their score is wildly different from their supposed source though.
Equifax responded they didn't know about the breach and it is unrelated.
Ok, so credit reporting agency collects sensitive personal and financial data on basically every adult American, loses it to a bunch of criminals and now I have to deal with the consequences? I looked into credit freezes yesterday. This is really a total scam. You have to _call_ each of the three agencies and pay a fee ($5 to $10) each time. If you need to unfreeze your report to make a legitimate credit application…
Does it affect your credit rating to freeze and unfreeze your credit? I wouldn't be surprised if it does. It's insane to me that looking up your credit rating negatively affects it. WTF is that about?
You can enter any arbitrary word and any random six digits and it will tell you that you probably have been affected, and will prompt you to sign up.
Don't fall for this scam.
That should be the execs' punishment for the stock sales.
Also, technically speaking, this company sucks.
We probably need more competition in corporate credit agencies as well like Moodys/S&P that got us into the housing crash.
The lock-in deals these companies have make them get really lazy on their core tasks.
Earlier quoted context omitted.
I was able to freeze my credit through on-line forms using instructions here: https://www.reddit.com/r/personalfinance/wiki/identity_theft Fees vary by state. I think I paid ~$20 total and not all of them charged me.
Oof. I really don't want to give these incompetent losers my credit card number.
Ok, so credit reporting agency collects sensitive personal and financial data on basically every adult American, loses it to a bunch of criminals and now I have to deal with the consequences? I looked into credit freezes yesterday. This is really a total scam. You have to _call_ each of the three agencies and pay a fee ($5 to $10) each time. If you need to unfreeze your report to make a legitimate credit application…
Does it affect your credit rating to freeze and unfreeze your credit? I wouldn't be surprised if it does. It's insane to me that looking up your credit rating negatively affects it. WTF is that about?
It's high time to set an example. Equifax should no longer exist as a company. People responsible should end up in jail. Company executives should be held personally liable. Some would claim it is unfair, but the only way to keep this from happening again and again is for those responsible to face serious consequences.