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You shouldn't be downvoted for normal and reasonable questions, or even for self doubt. Aetna is terrible. The lobby against healthcare reform at every turn. They didn't want obamacare/ACA they didn't want to compete accross state lines, they want to be able to exempt people from pre-existing conditions, they want to give people the run-around. They are not trustworthy and they are run by bad people. (don't beat up o…
What insurer is trustworthy? They make money by denying claims and coverage to people who actually need it; that's the business model.
They certainly do act to minimize the claims they pay.