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Google’s new program to track shoppers sparks a federal privacy complaint

washingtonpost.com

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Re: Google’s new program to track shoppers sparks a federal privacy complaint

#51
post #34
post #14

Earlier quoted context omitted.

Visa is working to prevent people from using cash in stores [0]. Currently, they are merely giving merchants an incentive to change, but in the future they may use their immense lobbying power to get preferential legislation enacted. Once cash is gone: 1. your purchases will be available to any company willing to pay for it, and 2. Visa will get a de facto "tax" on all transactions (through 1-2% merchant fees) [0] ht…

NB that handling cash isn't free either. You have to pay someone to count it, secure it, and steal it (you are arguably not intentionally paying people to steal cash, but shrinkage is certainly a cost of doing business in cash). I've seen estimates that the cost of handling cash is actually higher than the interchange fees that Visa charges. This generally counts things like armored truck services, time spent countin…

Cash recyclers are now common in most large stores.

I know one stopped receiving ten dollar bills.

Re: Google’s new program to track shoppers sparks a federal privacy complaint

#52
post #50

> To do this, Google said it had obtained access to the credit and debit card records of 70 percent of U.S. consumers. After reading the initial article in May, I called American Express and they swore up and own they don't sell my purchased data. I don't see how you get above 70% without data from American Express. So who's lying?

American Express has a pretty small market share (7.5%) https://wallethub.com/edu/market-share-by-credit-card-networ...

Am I reading it wrong? The chart makes it look like Amex has 23%.

Re: Google’s new program to track shoppers sparks a federal privacy complaint

#53

Earlier quoted context omitted.

It would be nice if commenters like you added a disclaimer that you work for Google in comments that hand wave away Google's privacy issues.

Eventually you just get the gist for who around here works at Google. ;) cromwellian, who responded to one of my comments here, is also a Googler. Arguably, DannyBee is correct that the real issue is that credit card companies are allowed to sell this data at all. But perhaps the danger of this practice is especially highlighted by the fact that Google is now one of the buyers.

Should HN have an employer field next to user names, like the domain field next to the article name? It may have helped with the recent Docker issue.

Re: Google’s new program to track shoppers sparks a federal privacy complaint

#54

Earlier quoted context omitted.

Or look at the short term Mozilla CEO that was ousted over a public outcry regarding similar private matters. Edit: Hrmf, never mind. Egg on my face.

Publicly-disclosed (by legal mandate) financial sponsorship of a public advocacy campaign on a public policy matter is about as far as you can be from a “private matter”.

Hrmf, did i get my CEOs confused. Could have sworn there was some BDSM stuff involved as well. Or was that some other FOSS project?

Re: Google’s new program to track shoppers sparks a federal privacy complaint

#55
post #14

Earlier quoted context omitted.

Visa is working to prevent people from using cash in stores [0]. Currently, they are merely giving merchants an incentive to change, but in the future they may use their immense lobbying power to get preferential legislation enacted. Once cash is gone: 1. your purchases will be available to any company willing to pay for it, and 2. Visa will get a de facto "tax" on all transactions (through 1-2% merchant fees) [0] ht…

the bigger issue is that once cash is gone your purchasing history is available to government and nothing there is protected from prying eyes. plus a cashless society is far easier to control as purchases can be blocked at anytime as a goods or services can be declared illegal. so while Visa is the threat in the forefront we need to be very wary about any attempt to push towards a cash less society until privacy is g…

Any data hoarding and/or selling of this kind by anyone—credit card companies, loyalty cards, ISPs, Google, Amazon, creepy phone-wifi location spying in stores, anyone and anything like this—is de facto spying for the government. As has been discussed many times, keeping oneself clean of this spying (nearly impossible, but for the sake of argument) isn't enough because others' data leaks yours.

Anyone against government access to this stuff ought to be for strict limits/prohibitions on its collection by any entity. It's toxic and should be eliminated.

Re: Google’s new program to track shoppers sparks a federal privacy complaint

#56
post #14
post #4

Unfortunately, credit card companies/banks/etc have been selling purchasing histories, to pretty much all comers, for years. It'd be really nice if we could stop that instead of caring about the particular people they sell it to. IE It's not "better" when they sell it to someone who isn't Google, and I honestly could't give a crap about the complaint, which mostly deals with antitrust.

Visa is working to prevent people from using cash in stores [0]. Currently, they are merely giving merchants an incentive to change, but in the future they may use their immense lobbying power to get preferential legislation enacted. Once cash is gone: 1. your purchases will be available to any company willing to pay for it, and 2. Visa will get a de facto "tax" on all transactions (through 1-2% merchant fees) [0] ht…

I wish they'd lobby this harder overseas. I moved to Europe 10 months ago and one of my biggest qualms with seemingly almost every single vendor here is that they only take cash and in the rare cases they also take card, they only take some cards (sometimes Visa, sometimes Maestro, sometimes MasterCard, etc).

I would give up my purchasing history to everyone in the world if it meant I could use a single card to actually pay for 80% of things on a day-to-day basis. Cash sucks.

Re: Google’s new program to track shoppers sparks a federal privacy complaint

#57

Earlier quoted context omitted.

Publicly-disclosed (by legal mandate) financial sponsorship of a public advocacy campaign on a public policy matter is about as far as you can be from a “private matter”.

Hrmf, did i get my CEOs confused. Could have sworn there was some BDSM stuff involved as well. Or was that some other FOSS project?

> Could have sworn there was some BDSM stuff involved as well.

Well, not with Eich. I don't think there was another short-term Mozilla CEO ousted among public controversy.

ISTR participation in Gor fandom being brought up alongside sexual harassment/abuse claims for a prominent community figure (maybe Jacob Applebaum? I thought it was him, but I don't see that element mentioned in any of the articles on him, so it may have been someone else) but I don't remember that or consensual BDSM related activity being the central concern in any ouster.

EDIT: As a sibling comment suggest, the Gor issue was with Larry Garfield.

Re: Google’s new program to track shoppers sparks a federal privacy complaint

#58

Earlier quoted context omitted.

Publicly-disclosed (by legal mandate) financial sponsorship of a public advocacy campaign on a public policy matter is about as far as you can be from a “private matter”.

Hrmf, did i get my CEOs confused. Could have sworn there was some BDSM stuff involved as well. Or was that some other FOSS project?

The only well-known techie BDSM stuff I know of was not a CEO - it was Larry Garfield of the Drupal community.

Re: Google’s new program to track shoppers sparks a federal privacy complaint

#59
post #14
post #4

Unfortunately, credit card companies/banks/etc have been selling purchasing histories, to pretty much all comers, for years. It'd be really nice if we could stop that instead of caring about the particular people they sell it to. IE It's not "better" when they sell it to someone who isn't Google, and I honestly could't give a crap about the complaint, which mostly deals with antitrust.

Visa is working to prevent people from using cash in stores [0]. Currently, they are merely giving merchants an incentive to change, but in the future they may use their immense lobbying power to get preferential legislation enacted. Once cash is gone: 1. your purchases will be available to any company willing to pay for it, and 2. Visa will get a de facto "tax" on all transactions (through 1-2% merchant fees) [0] ht…

According to this article [0], WeChat and Alipay will surpass Visa and Mastercard in total global transactions per day in the coming year.

If a payment app really takes off in the Western world, wouldn't that be a very big risk for Visa and Mastercard?

[0] https://www.nytimes.com/2017/07/16/business/china-cash-smart...

Re: Google’s new program to track shoppers sparks a federal privacy complaint

#60

> Google called its advertising approach "common" Tragedy of the commons. At this point in time, any and all forms of data collection have become common. When I visit a website, I expect them to collect everything about me - my IP, my mouse movements, what I clicked, how long I took to click it. Just a matter of time, that they start tracking audio and visual cues as well. It's unthinkable today but we will get there…

>And to cap it all, everyone will claim how it's made their life better.

You don't think it actually _will_ make some people's lives better? Do you think those people are being tricked into thinking their life is being improved? Or do you just think the downsides just outweigh those improvements?

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