I've been locked out of my AWS account for almost 3 years now. I have 2FA enabled, tied to a phone number I no longer have access to. I receive two emails per month. One invoice, for $0.80 (I cannot remember what is running on there, but I guess it must be something). One threatening, "Your AWS Account is about to be suspended". I've been "about to be suspended" for the entire 3 years. I want to pay the bill, I can't…
I guess if it goes to collections you'll at least then be able to pay the debt collector -- but you'll still take a credit hit ...