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Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts

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Re: Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts

#61

NIST has already been discouraging the use of SMS for 2fa[0], but that apparently won't stop the subset of incompetent IPSec consultants who still recomment SMS based 2fa. [0] www.slate.com/blogs/future_tense/2016/07/26/nist_proposes_moving_away_from_sms_based_two_factor_authentication.html

More importantly, a lot of web framework templates using 2FA with an SMS provider will still be around. Of particular note is ASP.NET's template, which is very easy to get up and running with 2FA with SMS/Email.

Re: Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts

#62

This happened to me. 1. I believe it began with the hacker getting DOB/SSN. 2. Called wireless provider, and hacker forward all calls and texts to a burn phone. Eventually, the hacker ported my wireless phone to another provider/number (not sure which), and the phone registered to my provider did not work anymore. The landline phone was also forwarding calls to another number.* 3. Hacker gained access to email (as th…

> The entire situation was communicated to the FBI, local police, and bank institutions, but I do not think anyone cared.

Why would they care? It happens dozens of times a day, and the criminals are out of their jurisdiction.

If only the police, FBI, politicians, etc. could go after the banks and telcos to improve their security. But no... they see it as their job to destroy security, in order to make you "safe".

Re: Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts

#63
Remember this the next time you may tend to agree with governments' push for backdoors. If they get their way even Google Authenticator won't be safe, just as SMS isn't anymore for 2FA, all because the surveillance agencies preferred to keep the SS7 vulnerability and others like it so they can exploit it (outside of the "rule of law", as otherwise they wouldn't need it).

Re: Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts

#64

Not answering security questions truthfully is tricky. Yes, it's a problem that security questions turn hacking into a simple public records search. BUT most terms of service have a line like 'you warrant that you've been entirely truthful with us' or something. If you give the wrong security question to your bank, they potentially have grounds to freeze your money or screw you later. Why isn't the answer 'consumers…

I one time called a service that I used a randomly generated string for the security questions.

After they asked the question I said "oh it's a giant random string of crap, hold on..." The person replied "yeah that's good enough" and started the next step before I even had a chance to find the actual string!

Re: Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts

#65
A few months ago I took 3 of my 4 kids to a birthday party at a minigolf course. I played some holes with my youngest I had taken with me, and then left the two older ones at the birthday party with the understanding that their mother would pick them up (as we had discussed earlier)

After leaving the party with my youngest, I went to the grocery store, and then on home. When I got home my wife was gone, which I expected since she was picking up the older kids from the party.

Throughout this afternoon I had not been checking my phone in an attempt to be a bit less connected on the weekends.

About half an hour later my wife comes home totally freaked out and frazzled.

Apparently after I had left, someone went into a T-Mobile store and somehow convinced the associate that my number was theirs. I had received a couple of texts from T-Mobile with a pin number where the store associate had attempted to do something, but I was not aware of them until later.

Once this person had my number, they called my bank, reset my online password, and transferred all of our money from various accounts into one of my checking accounts. The bank then put a hold on everything (thank god).

My wife happened to have been paying bills online while this was happening, and saw it all go down. Her first thought was to call me, then when I didn't answer to call the mom throwing the birthday party.

Birthday party mom told my wife I had left, so my wife assumed that myself and our 3 year old were being mugged or something. The police were involved and she spent a good amount of time freaking out trying to find me.

All in all I had a pretty good afternoon :P

For real tho, it was a freaking mess. Took weeks to get our accounts safe, and we try to avoid using phone numbers for 2fa now.

Re: Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts

#66

Not answering security questions truthfully is tricky. Yes, it's a problem that security questions turn hacking into a simple public records search. BUT most terms of service have a line like 'you warrant that you've been entirely truthful with us' or something. If you give the wrong security question to your bank, they potentially have grounds to freeze your money or screw you later. Why isn't the answer 'consumers…

I one time called a service that I used a randomly generated string for the security questions. After they asked the question I said "oh it's a giant random string of crap, hold on..." The person replied "yeah that's good enough" and started the next step before I even had a chance to find the actual string!

This. I've had the exact same experience with support accepting "a long string of random crap" as an answer. Now I recommend people to use diceware to generate their security answers with actually readable words.

(https://www.rempe.us/diceware/#eff)

Re: Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts

#68

This recently happened to a friend of mine. It was devastating. As mentioned, U2F is very scarcely supported today. The best way he came up with to secure services that insist on using SMS for 2FA (or credential reset) was to register the number of a pre-paid phone for those services. Inconvenient? YES. But a pre-paid phone number can not be ported by a negligent (or willfully criminal!) operator.

It's still very trivial to tell a customer rep that you lost your SIM card and have the rep send all new communication to the phone number to a separate SIM card with a pre paid phone.

If you only use this pre-paid phone for authentication, then the fraudster has to discover that phone number before they launch their attack. For additional security, you can rotate this pre-paid phone number every few months, and only use it for authentication to online services.

Re: Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts

#69
I wish we could kill phone numbers once and for all. It's insecure, device-dependent, carrier-dependent, country-dependent, subject to snooping and censorship, and all of these are recipes for disaster as an authentication scheme, especially in the event that a device gets stolen. Phone calls and text messages should emphatically NEVER be used to verify anything.

Conversation with one of my banks the other day:

Them: Can we please verify a code sent to your phone number?

Me: Umm, sure, although that won't verify anything. Use something else to verify that it's me.

Them: Can you please verify your phone number?

Me: Umm, I don't know what phone number I used with you? Try XXX-XXX-XXXX, XXX-XXX-XXXX, XXX-XXX-XXXX, XXX-XXX-XXXX, XXX-XXX-XXXX, XXX-XXX-XXXX, and XXX-XXX-XXXX? They all belong to me depending on where I am.

Them: Can we use XXX-XXX-XXXX? Do you have this phone with you right now so we can we send a text message with a verification code?

Me: Send your insecure SMS to any of my numbers. They all go to my e-mail inbox. [I don't need to have my "phone" with me -- my "phones" are virtual.]

Re: Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts

#70
2FA (including U2F and whatever else) has one big problem that this article fails to mention. And when 2FA is suggested, this really should be said explicitly.

Users aren't warned enough about the fact that everything fails, and they will have to go through 2FA deactivation/account recovery process sooner or later. They must be really reminded to DO BACK UP the recovery code(s). With "back up" as in "keep not just somewhere, but where you can actually find it, when you'll need it". (But not in your password manager)

This is true for SMS 2FA as well, but completely losing the number (as long as one's a paying customer) must be significantly less common than losing a device.

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