Can you imagine the havok when terrorists figure out they can program cars to hunt and kill pedestrians in crowded spaces? Currently the terrorist needs to drive the vehicle, which makes it a suicide mission. How much more deadly would it be if it was reduced to just the cost of the car and a low chance of getting caught? How can we defend against this?
I'd argue that a lot of terrorists don't care. They want to do it themselves, die in the process and be glorified by their own. Otherwise they would probably just hide bombs somewhere to detonate them instead of strapping them onto themselves.
tl;dr: If you don't care about the sanctity of life, humans are cheap.