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Show HN: StockNerd – A community for index fund investors

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Re: Show HN: StockNerd – A community for index fund investors

#31

Post by larrydag »

baccredited wrote: post #25

Warren Buffet tells his heirs to go 90% SP500 and 10% Bonds. So just buy VOO and BND, rebalance yearly and you are done. OR do a 3 fund portfolio like: https://www.bogleheads.org/wiki/Three-fund_portfolio OR buy a target retirement fund from Vanguard: https://investor.vanguard.com/search/?query=Vanguard%20targe... OR fill out a risk profile on Wealthfront/Betterment and invest there. Bottom line is pick an approach a…

Couch Potato investor. 50 percent Vanguard Total Market Index, 50 percent Vanguard Inflation Protected Securities. Rebalance yearly.

https://assetbuilder.com/lazy-portfolios

Re: Show HN: StockNerd – A community for index fund investors

#32

Post by gingerlime »

baccredited wrote: post #25

Warren Buffet tells his heirs to go 90% SP500 and 10% Bonds. So just buy VOO and BND, rebalance yearly and you are done. OR do a 3 fund portfolio like: https://www.bogleheads.org/wiki/Three-fund_portfolio OR buy a target retirement fund from Vanguard: https://investor.vanguard.com/search/?query=Vanguard%20targe... OR fill out a risk profile on Wealthfront/Betterment and invest there. Bottom line is pick an approach a…

Any tips for investors in Europe? (Germany or UK in my personal case).

I understand that these strategies are not country-specific, but not sure if Vanguard is accessible to non-US citizens, and there might be tax implications in different countries. That's why I'm asking.

Re: Show HN: StockNerd – A community for index fund investors

#33

Post by goldenkey »

astannard wrote: post #12

I will check it out. I have been reading Tony Robbins - 'Master The Game' which talks about index funds as a better alternative to high fee managed funds. This sounds like it could be a good source of info for picking them

Tony Robbins has no academic background. His call to fame is having given the shittiest advice for years in all sorts of topics until he stuck as a "lifestyle coach."

Re: Show HN: StockNerd – A community for index fund investors

#34

Post by vldx »

gingerlime wrote: post #32
baccredited wrote: post #25

Warren Buffet tells his heirs to go 90% SP500 and 10% Bonds. So just buy VOO and BND, rebalance yearly and you are done. OR do a 3 fund portfolio like: https://www.bogleheads.org/wiki/Three-fund_portfolio OR buy a target retirement fund from Vanguard: https://investor.vanguard.com/search/?query=Vanguard%20targe... OR fill out a risk profile on Wealthfront/Betterment and invest there. Bottom line is pick an approach a…

Any tips for investors in Europe? (Germany or UK in my personal case). I understand that these strategies are not country-specific, but not sure if Vanguard is accessible to non-US citizens, and there might be tax implications in different countries. That's why I'm asking.

You might want to check the various ETFs - they're pretty much the same as index funds.

http://www.investopedia.com/articles/mutualfund/05/etfindexf...

I'm from Europe and I'm holding couple of Blackrock ETFs.

Here's handy site for screening EU based ETFs (no affiliation).

https://www.justetf.com/

Re: Show HN: StockNerd – A community for index fund investors

#35

Post by homarp »

sghiassy wrote: post #23
snhelper wrote: post #19

Earlier quoted context omitted.

Working on Android. We wanted to see if anyone liked it before doing a second OS. I like Android also.

Check out React Native. Could've shipped on both platforms at the same time. Best of luck

or do a website...

Re: Show HN: StockNerd – A community for index fund investors

#36

Post by triangleman »

baccredited wrote: post #25

Warren Buffet tells his heirs to go 90% SP500 and 10% Bonds. So just buy VOO and BND, rebalance yearly and you are done. OR do a 3 fund portfolio like: https://www.bogleheads.org/wiki/Three-fund_portfolio OR buy a target retirement fund from Vanguard: https://investor.vanguard.com/search/?query=Vanguard%20targe... OR fill out a risk profile on Wealthfront/Betterment and invest there. Bottom line is pick an approach a…

Also worth knowing: Charles Schwab has reduced the minimum investment to $1 for 10 different index funds, many of which have expense ratios of 0.06% or lower. Their S&P 500 fund, for instance, has an expense ratio of 0.03% for any investment amount. Vanguard by comparison charges 0.15%, 0.04% for investments greater than $10k, and 0.03% for $3+ million.

Re: Show HN: StockNerd – A community for index fund investors

#37

Post by dkhenry »

baccredited wrote: post #25

Warren Buffet tells his heirs to go 90% SP500 and 10% Bonds. So just buy VOO and BND, rebalance yearly and you are done. OR do a 3 fund portfolio like: https://www.bogleheads.org/wiki/Three-fund_portfolio OR buy a target retirement fund from Vanguard: https://investor.vanguard.com/search/?query=Vanguard%20targe... OR fill out a risk profile on Wealthfront/Betterment and invest there. Bottom line is pick an approach a…

why VOO and not SPY?

I have always said do 60% SPY and 40% QQQ.

Re: Show HN: StockNerd – A community for index fund investors

#38

Post by rb808 »

gingerlime wrote: post #32
baccredited wrote: post #25

Warren Buffet tells his heirs to go 90% SP500 and 10% Bonds. So just buy VOO and BND, rebalance yearly and you are done. OR do a 3 fund portfolio like: https://www.bogleheads.org/wiki/Three-fund_portfolio OR buy a target retirement fund from Vanguard: https://investor.vanguard.com/search/?query=Vanguard%20targe... OR fill out a risk profile on Wealthfront/Betterment and invest there. Bottom line is pick an approach a…

Any tips for investors in Europe? (Germany or UK in my personal case). I understand that these strategies are not country-specific, but not sure if Vanguard is accessible to non-US citizens, and there might be tax implications in different countries. That's why I'm asking.

One thing about Index trackers is that the research and all the hype is largely about S&P500 and the US stock market. Europe wide indices are more complex and I haven't seen as much research. EuroStoxx 50 is very bank heavy and only has 50 stocks, the 600 is wider but not so popular. There is more of a case to buy active funds in Europe.

For tax specific stuff you should look at your regional sites eg

https://global.vanguard.com/portal/site/home https://www.ishares.com/us/ishares-global

Re: Show HN: StockNerd – A community for index fund investors

#40

Post by zaius »

dkhenry wrote: post #37
baccredited wrote: post #25

Warren Buffet tells his heirs to go 90% SP500 and 10% Bonds. So just buy VOO and BND, rebalance yearly and you are done. OR do a 3 fund portfolio like: https://www.bogleheads.org/wiki/Three-fund_portfolio OR buy a target retirement fund from Vanguard: https://investor.vanguard.com/search/?query=Vanguard%20targe... OR fill out a risk profile on Wealthfront/Betterment and invest there. Bottom line is pick an approach a…

why VOO and not SPY? I have always said do 60% SPY and 40% QQQ.

SPY has a higher expense ratio at 0.09%, so for long term holding VOO is slightly better. The difference is tiny though
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