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Thieves drain 2FA-protected bank accounts by abusing SS7 routing protocol

arstechnica.com

121–130 of 225 posts

Re: Thieves drain 2FA-protected bank accounts by abusing SS7 routing protocol

#121
post #97

Earlier quoted context omitted.

U2F is great but everything is better than SMS.

Except SMS is better than nothing, right? Yes it's flawed. But it's a harder attack than simple password auth. An attacker has to to target an individual and know their phone number, and be able to spoof their phone.

If SMS can be used for account recovery (ie, 'I forgot my password' functionality) then it is probably worse.

Re: Thieves drain 2FA-protected bank accounts by abusing SS7 routing protocol

#122
post #90
post #44

Earlier quoted context omitted.

If you have a phone you can run a 2FA app though like Google Authenticator. Much more secure.

Note that one time codes do not protect against phishing the same way U2F does (U2F is always bound to secure origin).

U2F is a kind of OTP, no?

Re: Thieves drain 2FA-protected bank accounts by abusing SS7 routing protocol

#123
post #90

Earlier quoted context omitted.

Note that one time codes do not protect against phishing the same way U2F does (U2F is always bound to secure origin).

U2F is a kind of OTP, no?

No, or yes if you replace shared passwords with EC assymentic crypto with added protections (test of user presence, taking origin into consideration - signature for Google.com cannot be used on fake-google.com, attestation - you can check remotely if token is from e.g. Yubico if you trust only them).

Re: Thieves drain 2FA-protected bank accounts by abusing SS7 routing protocol

#124

Here's a guide for how to set up SMS-free two-factor authentication on your Gmail account. It will cost you $18; if that's a hardship, contact me. https://techsolidarity.org/resources/security_key_gmail.htm

The guide suggests adding Google Authenticator as a backup. Doesn't that mean this isn't any more secure than just using Authenticator? Why can't a crook say they don't have the key, and proceed to hack Authenticator?

Re: Thieves drain 2FA-protected bank accounts by abusing SS7 routing protocol

#125
post #35

Earlier quoted context omitted.

SMS as a 2nd factor represents an engineering trade-off. Prior to its introduction, the only people who had access to 2FA were people who got $60 tokens from RSA. It blocks against certain classes of attacks, but is vulnerable to others (like malicious or insecure carriers). Now, Apple users can use their fingerprint as a 2nd factor (e.g. for Apple Pay), but fingerprints have the unfortunate property of not being rot…

You can get a pre printed card for cheap for 2fa. No need for RSA token

This is how it works often in Europe, a paper slip with a bunch of one-time tokens. I don't see how any technical solution would be better in security or usability.

Re: Thieves drain 2FA-protected bank accounts by abusing SS7 routing protocol

#126
post #98
post #15

Banks here in the UK use your chip & pin based card as a second factor (or rather, as the two factors - the chip you have, the pin you know) - they give you a little card reader that can use the card and pin to provide a 2FA token for logging in or sign requests to send money. It's a much better system. Of course, some banks don't use it to it's full potential - many use it only for signing money transfers, but it's…

Chip Authentication Programme (CAP) vulnerabilities https://www.cl.cam.ac.uk/research/security/banking/emvcap/ http://sec.cs.ucl.ac.uk/users/smurdoch/papers/fc09optimised....

A quick skim still makes this look much more secure than any alternative I've seen. Sure, it's not perfect, but a lot of those flaws are due to particular implementations, and most apply equally (or worse) to other systems.

Re: Thieves drain 2FA-protected bank accounts by abusing SS7 routing protocol

#127
post #43
post #35

Earlier quoted context omitted.

SMS as a 2nd factor represents an engineering trade-off. Prior to its introduction, the only people who had access to 2FA were people who got $60 tokens from RSA. It blocks against certain classes of attacks, but is vulnerable to others (like malicious or insecure carriers). Now, Apple users can use their fingerprint as a 2nd factor (e.g. for Apple Pay), but fingerprints have the unfortunate property of not being rot…

Hopefully we'll get to a world where people keep a U2F key on their keychain, and use it for all their important logins.

One good thing is that we are moving towards where most devices will have USB type c as a port, so that mobile devices, laptops, and desktops can all share keys.

Re: Thieves drain 2FA-protected bank accounts by abusing SS7 routing protocol

#128

My bank's 2FA literally comes on a piece of paper. A set of numbered codes, and the banking app/site tells me which code to use for any given transfer.

Yea, I have the same from two different banks. For me this seems to be the obvious 2FA solution, but comments here are mostly about elaborate technical approaches. Is there something I'm missing?

Re: Thieves drain 2FA-protected bank accounts by abusing SS7 routing protocol

#129
post #91
post #86

Earlier quoted context omitted.

Except it's not because they are very small, cheap devices that everyone has, generally a couple of. I have one at home, one at work, one in my bag, and everyone I know has one I could borrow if I needed one. Essentially all security is a trade off against convinience, this is, in my eyes, a no-brainer. It's barely any more effort and much, much more secure.

What? I can't think of a single person who uses this and I have lived here ten years. I once got one for a corporate account and it was atrocious with required plug-ins for ie

You are clearly thinking of something else. These things are ubiquitous in the UK now. All the UK banks provide them freely with accounts and it's all easy to use and standard, no plug-ins or craziness, just an HTML form.

Picking two at random:

http://www.nationwide.co.uk/support/security-centre/internet...

http://personal.natwest.com/personal/ways-to-bank/online-ban...

Re: Thieves drain 2FA-protected bank accounts by abusing SS7 routing protocol

#130
post #15

Banks here in the UK use your chip & pin based card as a second factor (or rather, as the two factors - the chip you have, the pin you know) - they give you a little card reader that can use the card and pin to provide a 2FA token for logging in or sign requests to send money. It's a much better system. Of course, some banks don't use it to it's full potential - many use it only for signing money transfers, but it's…

I have always been curious, do those devices work on linux?
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