Is this South Africa only? Any plans on coming to the US? :)
Root – Programmable bank account for software developers
31–40 of 427 posts
Re: Root – Programmable bank account for software developers
#32I'd like to have something like this for Germany. I am willing to pay 10€/month for a simple API access to my bank account. I need neither hosted code nor push. Just give me remote access for my scripts. Probably I'm asking for the impossible because of the heavy regulation in Germany but just wanted to put it out there.
AFAIK the best way to access German bank accounts programmatically is AqBanking, which is used by e.g. GNUCash. It also comes with a CLI: https://www.aquamaniac.de/sites/aqbanking/cli.php
Re: Root – Programmable bank account for software developers
#33If anyone's looking for API access to UK high street banks: https://teller.io
Re: Root – Programmable bank account for software developers
#34What problem does this attempt to solve? Their slack example doesn't seem particularly pressing.
How about streaming your transactions to a budgeting service to approve or deny if you've gone over budget for the month.
Or build your own rules to deny certain transactions if you are approaching 0 balance.
I think there are lots of use cases you could think of that are custom to you that no bank would ever build.
Re: Root – Programmable bank account for software developers
#35What problem does this attempt to solve? Their slack example doesn't seem particularly pressing.
1. Sweeping funds from one account to another based on business events.
2. Fraud detection.
3. Real-time reporting.
Re: Root – Programmable bank account for software developers
#36Any idea when this will launch in beta? Really keen to try it out.
Re: Root – Programmable bank account for software developers
#37In the EU this is soon going to be solved by the PSD2 system. Coming in November 2018 or later, depending on how soon the regulations are finalized. It's a mandatory-to-implement protocol, which will allow consumers to give 1st and 3rd parties API access to their bank accounts.
[deleted]
Re: Root – Programmable bank account for software developers
#38Re: Root – Programmable bank account for software developers
#39What problem does this attempt to solve? Their slack example doesn't seem particularly pressing.
Regulating the spending of my teenage daughter is the first thing that came to mind.
Re: Root – Programmable bank account for software developers
#40I'd like to have something like this for Germany. I am willing to pay 10€/month for a simple API access to my bank account. I need neither hosted code nor push. Just give me remote access for my scripts. Probably I'm asking for the impossible because of the heavy regulation in Germany but just wanted to put it out there.
N26 has got a quite decent REST API if you are willing to use your dev tools for a bit :) Edit: Most banks also seem to support FinTS [0], but it seems a bit of a PITA. Edit 2: figo might be worth a try as well, though I don't know their pricing. Edit 3: bunq is quite nice as well. I implemented a few basic calls in node when they launched the API. Not the easiest API to work with, but acceptable. [0]: https://www.hb…
Rrrreeeeally? That's extremely interesting. It's not officially supported, though, is it? Still, it might be nice for various scripts.