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If you opened your PayPal account before you were 18, close it

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Re: If you opened your PayPal account before you were 18, close it

#151
post #48

Here's three rules someone once gave me which I can't emphasize strongly enough. 1. Never use Paypal. For ANY reason. 2. Never. Use. Paypal. For. Any. Reason. 3. See rule #1.

What's the alternative?

If it helps, Circle is now usable for UK people. I think it's one of the few that makes UKUS payments easy.

Square Cash is not available in the UK for example. The US has a much larger choice. Unsure about other countries, sorry.

Re: If you opened your PayPal account before you were 18, close it

#152

> will now just have to move to my credit cards directly One of the reasons I like paypal is that it provides a great amount of control over who I pay and when and how much. I can login and reasonably easy see all of my MRC subscriptions, and cancel them as appropriate. Technically possible with credit cards directly, but not as nice. Best of both worlds right now is privacy.com for me, they generate credit card #s o…

I've not heard of privacy.com, but I'll definitely take a look. This post has been useful for a lot of people, and it's been great to find a load of new useful services.

Re: If you opened your PayPal account before you were 18, close it

#153

Earlier quoted context omitted.

Yeah, in my initial outburst of rage to my other half about the situation I just described it as it's like a company turning around and sacking you because you took home an expensive stapler several years ago, it's just a random get out of free card they have stored thanks to their ToS.

Abusive ToS won't stand up in court.

Not many people are big enough to sue PayPal, and if they are, they probably aren't using it.

Re: If you opened your PayPal account before you were 18, close it

#155

I can't think of a legal reason for this policy. Normally, one must be 18 years old to enter into a contract, so the policy of preventing users under 18 from using the service is rational. However, if a user under 18 turns 18 years old during the contract, the contract is "ratified" and becomes valid and enforceable. It's as if they were 18 years old all along. So, there is no legal reason for Paypal to terminate acc…

Interesting! If I wanted the account back I'd be tempted to fight back, but there's nothing to gain.

Re: If you opened your PayPal account before you were 18, close it

#157

What an epic failure on PayPal's part. Is there some banking law that I'm unaware of that would cause them to take such drastic actions? It sounds like the OP is definitely above the age of 18 now too, so why would PayPal suddenly decide to yank the rug out from under him? It'll be interesting to see if there's a follow up.

> Is there some banking law that I'm unaware of that would cause them to take such drastic actions? I'd say there are at least 3, don't even need to read the article. If we really want to search all regulations. We should be about to find at dozens to justify the action, without too much issue. I have learnt 3 things from my time on the other side: 1) When you dig deeper, for 90% of complaints, the actions were justi…

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Re: If you opened your PayPal account before you were 18, close it

#158
PayPal told me I was 'violating sanctions against Iran' - an accusation I think I will never understand because I mostly used PayPal to buy stuff from HumbleBundle at the time.. - and upon showing them id they froze my account because I was Don't use paypal.

Re: If you opened your PayPal account before you were 18, close it

#159

Earlier quoted context omitted.

I'm 26 now, almost 27. I think it was the "We'll contact you within 180 days" thing that pissed me off the most, because it's just such a crap, random number that I likely agreed to in their ToS. As a partial update, after spending 30 minutes clicking every page of the dashboard, it was obvious that money was stuck, and my friend couldn't dispute it as it was sent as a gift, as it wasn't payment for work. Luckily, if…

> I likely agreed to in their ToS If they're saying you can't agree to the ToS when you're under 18, should they be able to hold on to the monies for 180 days because that's what the ToS said when you agreed to them?

Minors can enter contracts, and they are binding upon the minor until and unless the minor voids the contract. As he's no longer a minor, he would not be able to void it now, so he's bound by its terms.

Re: If you opened your PayPal account before you were 18, close it

#160
Paypal just cancelled my PP CC because I was late with payment twice. They autocancel it. I have looked into why I was late and realized that PP failed to process my payment. I asked them how come a failure on their end causes this but tey never replied.
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