Don't deal with any payment system you can't sue in small claims court.
Speaking of which, why can't this be resolved that way?
If you opened your PayPal account before you were 18, close it
121–130 of 396 posts
Re: If you opened your PayPal account before you were 18, close it
#122Is there a list of good PayPal alternatives besides Stripe? Bonus points for companies that work outside of the USA.
Curious: What's the issue with Stripe? Also, in Europe you can look into GoCardless.
Also, in Europe you can just do a SEPA wire transfer. It's free with all reasonable banks, can be done from the online banking interface and takes only one business day.
Re: If you opened your PayPal account before you were 18, close it
#123The day Bitcoin will replace Paypal for online transactions can not come fast enough.
They closed my account (Ireland) in 2011, many phonecalls emails later they won't tell me why, I looked around back then and discovered bitcoin @4$, in hindsight my little bitcoin pile and PayPal induced curiosity was a positive, portion of the coins I haven't spent by now are worth into 6 figures now, so thank you shitpal I might one day soon lodge complaint with data ombudsman if PayPal refuse to handover data stor…
Six figures as in at least $100,000? Start the ombudsman process on Monday? And set a timer for turning it over to a lawyer. They can send a nastygram that'll should get it the proper attention. This is larceny if it's willful. Don't wait.
Re: If you opened your PayPal account before you were 18, close it
#124Earlier quoted context omitted.
And I want to give Facebook my credit card why? Yeah, no.
What is the threat model you envision with giving Facebook your credit card number? Transactions are reversible by calling up your credit card company, and Facebook, for what little reputation it has, still has more of a reputation to uphold and more internal security controls than the local diner where you physically hand your card to a waiter and let them take it out of your sight.
1. Banking industry has some legal requirements. More than Facebook does, for sure.
2. I If you want my purchase history, you can subpoena a bank for it. Whereas I wouldn't be surprised with "App Permissions" to allow to view 'previous purchases'. 90% of people wouldn't know/care.
3. I don't want, nor need every account under the sun hooked up to a SPOF. In this case, it's Fb. That also applies to Google as well.
4. "If you're not paying, you're the product." adage applies. If you want my banking details, you can bloody pay me for that.
5. And, you need not apply if you're: transgender, gay, member of Antifa, or other groups Facebook is discriminating against or has active people causing "reporting storms" to disconnect you from your account. Read about "God" page recently disabled over a "quit funding war and start finding social services" comment. That earned them a 30 day ban, most likely automated.
Re: If you opened your PayPal account before you were 18, close it
#125What an epic failure on PayPal's part. Is there some banking law that I'm unaware of that would cause them to take such drastic actions? It sounds like the OP is definitely above the age of 18 now too, so why would PayPal suddenly decide to yank the rug out from under him? It'll be interesting to see if there's a follow up.
> Is there some banking law that I'm unaware of that would cause them to take such drastic actions?
I'd say there are at least 3, don't even need to read the article.
If we really want to search all regulations. We should be about to find at dozens to justify the action, without too much issue.
I have learnt 3 things from my time on the other side:
1) When you dig deeper, for 90% of complaints, the actions were justified.
2) A percentage of these, ranging from little to quite sizeable depending on the issue, is assimilable to complete fraud.
3) There are tons of regulations in finance. From annoying rules per good/country to anti-money laundering, including plain theft and anti-terrorism supporting scheme.
4) Companies do what they do because of regulations, the regulations themselves are there because the world is a mess.
Re: If you opened your PayPal account before you were 18, close it
#126I only ever use Paypal as a wrapper around credit card transactions for merchants I trust enough to purchase from, but not necessarily enough to handle my credit card information directly. I can't say I've ever had a problem using them that way.
I've never thought about using PayPal like this. It makes perfect sense though.
I never really worried about credit card fraud. It's so easy to dispute a charge.
Re: If you opened your PayPal account before you were 18, close it
#127Earlier quoted context omitted.
That sounds like a scenario that only gets the downsides of bitcoin and no benefits.
Why is that? The risks of holding bitcoin would be avoided.
But all the security risks and complications are still borne by someone, presumably the company doing the transaction.
Both users need to trust that company, so they don't gain anything by the use of bitcoin. They in fact lose money because of the extra transaction fee, and possibly more in conversion fees/inefficiencies.
Oh and there's privacy loss too from putting it on the blockchain.
The only 'benefit' is that there's a sticker saying "now with bitcoin!". No party involved gains anything.
Re: If you opened your PayPal account before you were 18, close it
#128[deleted]
Re: If you opened your PayPal account before you were 18, close it
#129In the image of the email you got from them it looks like they are telling you to create a new account. You can't do that and have them xfer over the money to the new account?
Re: If you opened your PayPal account before you were 18, close it
#130Earlier quoted context omitted.
Yeah, in my initial outburst of rage to my other half about the situation I just described it as it's like a company turning around and sacking you because you took home an expensive stapler several years ago, it's just a random get out of free card they have stored thanks to their ToS.
Abusive ToS won't stand up in court.
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