My problem with exercise is simply time. There are a million things I want to do and with a 10-7 work shift, I just can't do much.
Staying 30 minutes longer happens easily so it's 7:30. Commuting to the gym would take another 20-30. 1h in the gym and it's 9 (or later). Commuting an hour home and it's 10. Go to supermarket, maybe cook something up and it could easily be 11 already. This leaves 1-2h max to do anything else, given I am not dead from the gym. Now spinning up the brain to focus on something creative also needs a bit of time.
Morning gym is hard as well. All gyms around my home open from 9:30/10:00 which is when I have to be on the way to the office already.
So the time slots that are free are very competitive. Pick one: Do I go to the gym? Do I watch a movie with the gf? Do I program? Do I learn the next grammar chapter? Do I work on other hobbies that I've been putting off too long? Do I meet friends and catch up on social life?
To be honest, this 'problem' makes me currently think of switching into a part time job, just so I have more time for the things I actually care about. (Part time remote for optimum happiness but that might be impossible to come by)