Earlier quoted context omitted.
My parents actually had a doctor's office say "why do you care, insurance is covering it", and the insurance company say "we'll get it fixed, but you realize you won't get anything in return". Yeah, the system is deeply busted.
Lack of price transparency is a huge, huge problem. Without price transparency you can't have a market system -- America already has a socialist health care system because no one can price shop.
Outcome transparency without thought about capacity leads to other issues: the best don't have enough time to serve everyone.
We need to figure out how to improve the baseline rather than improve the top-end, which is what things are currently focused on (if my insurance has no problem with me going to a more expensive, highly-regarded provider, why won't I try to get in there?). How is a "market" supposed to work for life-saving surgery?
I would be very interested in how much money is wasted on wrong treatments, unnecessary tests, fixing mistakes like disease transfer in hospitals, versus just paying the best doctors and surgeons for their time.