This. It's not even a pro-credit union thing: small banks handle exceptional situations much better than big banks in my experience. You'd think it would be the opposite, but it's not. When the tellers know every customer, even when I almost never walk in, exceptions seem to generate a helpful phone call.
How Bank of America Gave Away My Money
221–230 of 261 posts
Re: How Bank of America Gave Away My Money
#222Earlier quoted context omitted.
The reason there aren't more regional banks is precisely because of all the regulations. I have represented numerous small banks over the last decade. Every single one of them has been sold to larger banks because they cannot compete due to the regulations, which require at least one, and more typically two compliance officers just to deal with the red tape created by the CFPB. These people don't contribute anything…
> The reason there aren't more regional banks is precisely because of all the regulations. I have represented numerous small banks over the last decade. Every single one of them have been sold to larger banks because they cannot compete due to the regulations, which require at least one, and more typically two compliance officers just to deal with the red tape created by the CFPB. These people don't contribute anythi…
Re: How Bank of America Gave Away My Money
#223Re: How Bank of America Gave Away My Money
#224Earlier quoted context omitted.
> NPR is hard left you can't be serious. NPR is what the American media complex calls "liberal" which should be translated to "center-right by global and historical standards, but left of the extreme right wing of contemporary American politics".
do you actually listen to NPR? they are hard left. most if not all of their stories are SJW-type stories. I can't even listen to them anymore.
It continues to disturb me that there are so many people in America that have no idea what the real political spectrum is. Basically the takeaway should be this: if the discussion is something that was brought up AT ALL by the Clinton campaign it is not "hard left". It's merely to the left of the Republicans, but then, almost everything is.
Re: How Bank of America Gave Away My Money
#225Earlier quoted context omitted.
> NPR is hard left you can't be serious. NPR is what the American media complex calls "liberal" which should be translated to "center-right by global and historical standards, but left of the extreme right wing of contemporary American politics".
I'm curious as to how you came to the conclusion that the US was center-right by global standards. Are you genuinely broadly familiar with all the governments of South America, the Middle East, Africa and Asia? Or are you just comparing it to a small handful of governments in North America and Western Europe? NZ is more left-wing than the US, though my hunch is that the left-wing here is much more US influenced than…
https://www.dropbox.com/s/5oczc7g4979s95k/the%20political%20...
now place on Overton Window (https://en.wikipedia.org/wiki/Overton_window) on that chart such that its left end goes over Steven Pinker and its right end goes over Donald Trump and you have the political spectrum, as it is currently discussed in American mainstream media.
Re: How Bank of America Gave Away My Money
#226Earlier quoted context omitted.
"May his tribe increase" is from a poem about Abou ben Adhem, IIRC. Not from the Bible... https://m.poemhunter.com/poem/abou-ben-adhem/
It's an obvious reference to Genesis 22:17.
It's not found in KJV (old school Protestants ), Douay Rheims, NIV(mega churches, some Baptists, many others), or NASB (mainly used by Catholics) translations.
Re: How Bank of America Gave Away My Money
#227Crappy payroll company ADP double-debited the quarterly IRS tax payment for payroll. (Luckily I always have payroll checks written out of a payroll-only account, so when the account went negative the bank called me so I could transfer additional money (about a half a million bucks) in and nobody's paycheck bounced). To make a long story short ADP refused to do anything and when I finally got to talk to the district manager he insisted his hands were tied. "I don't know why you keep saying we improperly took your money -- we didn't! The money is at the IRS and in three months you can just declare it as a credit on your next payment. We don't have your money at all." Finally I agreed with him, "you're right! I will stop saying you took your money and will instead use the correct vocabulary, 'grand theft', 'fraud', and 'abuse of power of attorney'. Since you prefer the precise terminology, if the money is not in my account by 2PM (note: that's when the fed wire closes) I'll drive over to the Santa Clara district Attorney's office and swear a complaint."
Oddly enough the money that they supposedly didn't have was in our account by 1pm.
Re: How Bank of America Gave Away My Money
#228Earlier quoted context omitted.
I'm curious as to how you came to the conclusion that the US was center-right by global standards. Are you genuinely broadly familiar with all the governments of South America, the Middle East, Africa and Asia? Or are you just comparing it to a small handful of governments in North America and Western Europe? NZ is more left-wing than the US, though my hunch is that the left-wing here is much more US influenced than…
this might be instructive https://www.dropbox.com/s/5oczc7g4979s95k/the%20political%20... now place on Overton Window ( https://en.wikipedia.org/wiki/Overton_window ) on that chart such that its left end goes over Steven Pinker and its right end goes over Donald Trump and you have the political spectrum, as it is currently discussed in American mainstream media.
Re: How Bank of America Gave Away My Money
#229Earlier quoted context omitted.
It's an obvious reference to Genesis 22:17.
What translation did you get this wording from? It's not found in KJV (old school Protestants ), Douay Rheims, NIV(mega churches, some Baptists, many others), or NASB (mainly used by Catholics) translations.
Re: How Bank of America Gave Away My Money
#230Earlier quoted context omitted.
this might be instructive https://www.dropbox.com/s/5oczc7g4979s95k/the%20political%20... now place on Overton Window ( https://en.wikipedia.org/wiki/Overton_window ) on that chart such that its left end goes over Steven Pinker and its right end goes over Donald Trump and you have the political spectrum, as it is currently discussed in American mainstream media.
I'm going to go ahead and ignore something so incredibly biased that it places Barack Obama and Joseph Stalin on the "far right". That's la-la land extremist.
you should actually read it and think about why it is constructed that way. if your first reaction to seeing a perspective you're unfamiliar with is "that's la-la land extremist" then you might have a bias problem.