Is it actually possible to have a comfortable life in the US of A without a family lawyer?
How Bank of America Gave Away My Money
181–190 of 261 posts
Re: How Bank of America Gave Away My Money
#182Earlier quoted context omitted.
Unfortunately, I think it would have required a second visit. Until he had confirmation that the court order was for the wrong person; everyone, including the branch manager would have fallen back on "It was a court order. We didn't have a choice." Armed with the knowledge that it was a court order for a different person with a similar name but different SSN, a stern conversation with the local manager would have pro…
It could be solved in the first visit, since it's not generally sufficient to say "we had some court order" but they'd have to show a copy of that particular court order to him - assuming that it included the wrong SSN, they could have resolved that it's for the wrong person right then and there without contacting the sherif office.
That was the original problem that sent him to the branch. He couldn't view the court order online and it said to go to the branch. The branch manager apparently never gets a copy of the court order and just blindly executes whatever comes in, so they were no help in resolving the issue.
Re: How Bank of America Gave Away My Money
#183I know how to handle these dumb fucks. (I had a Mortgage with them, that makes me an expert) I had a problem with them coughing up an escrow refund check, although there is much more to the story that would have most of you boiling. I filed complaints with a total of 3 agencies and received my check via FedEx Priority overnight not long after. Suck it, BofA. * Filed complaint with CFPB * Filed with Texas State Attorn…
It's amazing how well that stuff works when dealing with big companies. Years ago I had an issue with Dish. Spent hours on the phone getting passed around to different people who would give me their left pinky to avoid resolving the issue. Finally filed a complaint with the BBB and within a week got a phone call that the issue was being resolved (and the person making the call was not happy about it).
Re: How Bank of America Gave Away My Money
#184Earlier quoted context omitted.
Or who ever drafted the legal order to the bank. Could have been a typo there, and the bank is just following orders.
A typo that results in a matching social security number? Unless an incredible coincidence occured, the bank did not match the SSN.
The branch didn't even have a copy of the court order, there is no way they could have matched the SSNs. They were just doing whatever the county clerk told them.
Re: How Bank of America Gave Away My Money
#185Earlier quoted context omitted.
That's a pretty wide brush you're painting with, there. There isn't just "one" modern Christian theology.
Name a modern American denomination that rejects prosperity theology.
I'd never read the wiki on it, and was pleased to see a criticism section:
https://en.wikipedia.org/wiki/Prosperity_theology#Criticism
Mainstream evangelicalism has consistently opposed prosperity theology as heresy[37] and prosperity ministries have frequently come into conflict with other Christian groups, including those within the Pentecostal and Charismatic movements.[35] Critics, such as Evangelical pastor Michael Catt, have argued that prosperity theology has little in common with traditional Christian theology.[71] Prominent evangelical leaders, such as Rick Warren,[27] Ben Witherington III,[27] and Jerry Falwell,[72] have harshly criticized the movement, sometimes denouncing it as heretical.[27] Warren proposes that prosperity theology promotes the idolatry of money, and others argue that Jesus' teachings indicate a disdain for material wealth.[27] In Mark: Jesus, Servant and Savior, R. Kent Hughes notes that some 1st-century rabbis portrayed material blessings as a sign of God's favor. He cites Jesus' statement in Mark 10:25 that "It is easier for a camel to go through the eye of a needle, than for a rich man to enter into the kingdom of God" (KJV) as evidence to oppose such thinking.[73]
Re: How Bank of America Gave Away My Money
#186I don't get how BoA would pay when the SSN didn't match. But maybe the LASD didn't cite the SSN, but just the bank account that they had erroneously identified. But still, it's mind-boggling that they'd be so sloppy.
It is not shocking at all that the bank had sloppy accounting. You don't get very many highly motivated professionals to sit around an office and help people fill out checking account applications all day. It's a retail gig with a fairly low salary, not much different than running a register at the Gap. If you are doing anything even slightly out of the ordinary you will run into headaches more often than not.
Re: How Bank of America Gave Away My Money
#187Earlier quoted context omitted.
Almost all? Catholicism, Evangelical in general, Pentecostal, Lutheran, Baptist, etc. It's most assuredly not remotely mainstream. Note that the megachurches you're referring to are in most cases not part of a branch of Christianity but stand alone.
Are you all using the same definition of "modern denomination"?
...and the same definition of "prosperity gospel"?
Re: How Bank of America Gave Away My Money
#188Earlier quoted context omitted.
For something like this, I've no reason to believe small claims court isn't also an effective tool.
Maybe "functional" is a valid adjective, but "effective" is not. If the guy had gotten on a phone with a lawyer, and the lawyer said "All you need to is go to small claims court against x and bring Y" that might have made things possible. The awful interface of our legal system is one of the key ways that the less wealthy and less educated get an unfair treatment. Any wealthy person would get this reversed and get th…
I don't have strong feelings about the word choice - I think we agree on substance.
Re: How Bank of America Gave Away My Money
#189Earlier quoted context omitted.
Republicans increasingly find these government ombudsmans as rogue. Companies should get to accost their customers, and if the customers don't like it, take business elsewhere. If a contract is violated, hire a lawyer and sue. Good people have money and can hire good lawyers. If you don't have money, get in line for a pro bono lawyer. It's completely reasonable and fair to have to wait years for this; afterall rich p…
It's not just Republicans, it's all the Christians they're in league with, and who vote for them. The philosophy you describe is modern Christian theology. It's called "Prosperity Doctrine", and basically boils down to "God rewards those he loves the most", so rich people are better people than the rest of us because obviously God loves them more and has bestowed gifts of wealth upon them. Go into any American megach…
You are painting Christianity, even just modern American christianity, with a very very broad brush, but there is a connection between prosperity theology and predatory capitalism. But I think it's mostly that prosperity theology is the expression of predatory capitalism in the domain of religion.
Re: How Bank of America Gave Away My Money
#190BoA gave everybody's money-substitute-government-credit away, but few have realised it (Even thou BoA says so themselves in their financial statements). So the guy is lucky in a way; he now doesn't trust the thieves. Even fewer realise that the banknotes they are so proudly holding have long ago been defaulted on. It's all running on illusions now. Sell your paper.
Amazing how much down voting one gets for stating facts.
It’s barely related to this story, and isn’t that interesting of a comment. Sorry.