101–110 of 261 posts
If everyone on this thread tweeted his story, he'll get his money back. In the age of social media, the only effective tool we have against corporations is public shaming.
This entire fiasco could have been avoided if people were identified correctly. Here's another recent article where simply using "firstname lastname DOB" as a primary key resulted in a collision: https://www.theguardian.com/us-news/2017/apr/03/identity-the...
This is horrific, but what a fascinating story and outcome. Thanks for sharing
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Absolutely correct. This is pocket lint to Bank of America. The big banks operate at an absolutely mammoth scale; BoA has 208k employees. More consequential mistakes than this happen by the thousands every day. There is, quite literally, a budget for it. It is an unfortunate reality for the US that you have to present as a savvy professional, but as soon as BoA is institutionally aware that there is a savvy professio…
Unfortunately, I think it would have required a second visit. Until he had confirmation that the court order was for the wrong person; everyone, including the branch manager would have fallen back on "It was a court order. We didn't have a choice." Armed with the knowledge that it was a court order for a different person with a similar name but different SSN, a stern conversation with the local manager would have pro…
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> If you know a little bit about legal procedure dealing with something like this shouldn't be too hard. Well, responses on here vary from "sue the bank, it's their fault," to "contact/sue the LASD, it's their fault" to "contact the plaintiff's lawyers, they'll fix it" to "contact the defendant's lawyers, they'll pay for it or else." So clearly, this is likely to cost more than a couple afternoons. One day, a sheriff…
Absolutely. And he's lucky it was just $4k. What of it was $100k and included money you needed to live and pay the mortgage with? This type of negligence by the bank is downright scary .
Bank of America – what is a SSN?
Basically, an identification number used by US Citizens.
Hm ... the bank acted clearly careless, but I am surprised that there is so little blame on the court/sherrif, as they messed up in the first place and then in the end to not really be willing to undo their misstake.
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> If you know a little bit about legal procedure dealing with something like this shouldn't be too hard. Well, responses on here vary from "sue the bank, it's their fault," to "contact/sue the LASD, it's their fault" to "contact the plaintiff's lawyers, they'll fix it" to "contact the defendant's lawyers, they'll pay for it or else." So clearly, this is likely to cost more than a couple afternoons. One day, a sheriff…
Absolutely. And he's lucky it was just $4k. What of it was $100k and included money you needed to live and pay the mortgage with? This type of negligence by the bank is downright scary .
I don't understand why he's taking this on himself to be honest. If I was incorrectly named in some sort of lawsuit, my first reaction would be to call my lawyer. Who knows if there's also an incorrect arrest warrant out for example?
If someone told me to call my lawyer I wouldn't know what to do. I don't have a lawyer. I don't know people who "have lawyers" or can recommend one. I met a lawyer once, I think, when I bought my previous house. I'd probably search online for "Lawyers in San Francisco" and pick one at random.
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They would say "we had no choice, it was a court order. The sheriff's department is responsible for the mistake."
In theory: the blog's author would counter argue that BoA didn't perform due diligence in checking that the order mentioned the correct person, and even then, they didn't send the notification on time. The court rules against BoA, and it's up to their lawyers to recoup the money. In practice: BoA pays straight out of their pocket, sends those $3.4K to losses, and shuts this down before the media finds out. And based…
And then what? People are going to just now start hating Bank Of America? I've got some news for you...
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All TARP funds were paid back with interest. From a revenue standpoint, the government should bail out banks more often.
what?
If you want more government revenue, you should be pushing for more frequent bank bailouts.