Haskell has not even close as many libraries, sure. I don't know ZCoin but I have implemented a (simple) Bitcoin wallet. For that you need to have a good crypto library, but otherwise it's not magic. Mining as well.
I think the lesser amount of libraries and lacking the chance of fine-tuning performance (but also your risk of screwing up your performance badly) is a very low price for the provably impossibility to have a mistake like this.
I'm just thinking back on my career, which has been full of bugs of all magnitudes. If I categorise my past bugs, there are many common patterns. Famous old-timers have names, like buffer overflows or memory leaks etc etc. Just not having the possibility to make those errors is such a freeing experience.
Also what's the big problem with no independent standardisation?