I think a lot of rich people underestimate the importance of law and order which allows them to benfit-from/wield their wealth. A bunch of guns, food packets or gold bars are unlikely to be of any use in case of a true catastrophe. The sense of power that wealth brings evaporates quickly, a quick litmus test is how few wealthy like Maddoff can escape law enforcement, even when having complete knowledge of their own c…
In the past, they would have founded their own nation with a personal army by now.
https://en.wikipedia.org/wiki/Anglo-Saxon_settlement_of_Brit...
I'd expect the loyalty to a rich employer would last right up to the point where money becomes worthless - after that exactly what bargaining power would a rich person have? Up to a certain point in history you achieved and maintained royal status largely by being a stupendous bad-ass...